Does HDFC give Pre Approved Credit Card offers if you have previously Closed HDFC Credit Card ?

[friends2b11]

Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?

 

[drsel]

No no 👎

 

[Pissant]

Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?

Yes. Had tata neu, then closed it 8 months ago. Got pre-approved offer last month.

 

[shu_sha]

It should but will take time to build the profile again
Ideally in 3-6 months you should get it back

 

[SonyTom]

Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?

Yes. Wait for 4 months, apply for credit card from hdfc website after login. You will be shown some useless card. Close the window. Then wait for few days/weeks. You will get pre-approved offer provided your cibil score is good and profile is good. Don't forget to give salaried in net banking if not already done

 

[Deleted member 50494]

Yes.... Maintain upwards of Rs 10 lacs in savings account and get DCB Metal FYF as pre-approved credit card in 6-8 months.

 

[SonyTom]

Yes.... Maintain upwards of Rs 10 lacs in savings account and get DCB Metal FYF as pre-approved credit card in 6-8 months.

Is it really worth the interest lost?

 

[friends2b11]

Yes. Wait for 4 months, apply for credit card from hdfc website after login. You will be shown some useless card. Close the window. Then wait for few days/weeks. You will get pre-approved offer provided your cibil score is good and profile is good. Don't forget to give salaried in net banking if not already done

Did this trick work for you?

 

[AkashnAkashn is verified member.]

Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?

Yes.. Got it after 9 months

 

[friends2b11]

Yes.. Got it after 9 months

Yes.. Got it after 9 months

1. Which card did you close?
2. Are you an add-on cardholder? (I am asking this because the HDFC system treats add-on cards as primary cards; it is hard to get a pre-approved primary card if you are an add-on cardholder.)

1. Have you done anything special that triggered the pre-approved offer for you recently?

Actually, one of my friends had a Millenia add-on card, and HDFC was treating the add-on cards as primary cards, so he was not getting any pre-approved offers. Then he closed it in April last year. He is a classic account holder and spends lakhs per month from his debit card. He is getting pre-approved loans, debit card EMIs, etc., but he is not getting any pre-approved credit card offers. He opened an account in January last year.

 

[AkashnAkashn is verified member.]

1. Which card did you close?
2. Are you an add-on cardholder? (I am asking this because the HDFC system treats add-on cards as primary cards; it is hard to get a pre-approved primary card if you are an add-on cardholder.)

1. Have you done anything special that triggered the pre-approved offer for you recently?

Actually, one of my friends had a Millenia add-on card, and HDFC was treating the add-on cards as primary cards, so he was not getting any pre-approved offers. Then he closed it in April last year. He is a classic account holder and spends lakhs per month from his debit card. He is getting pre-approved loans, debit card EMIs, etc., but he is not getting any pre-approved credit card offers. He opened an account in January last year.

Tata Neu Plus
NO

Just maintained 1L+ balance and Transactions with DC

 

[SonyTom]

Did this trick work for you?

Yes ! !