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Does IDFC card upgrade mean loosing old card ?

Yochan

Yochan

TF Buzz
Hi guys,
I have a IDFC first millenia card. Recently it started showing me upgrade option.
Does upgrade mean loosing the first millenia card or will it be like ICICI where the new card will have shared limit with old one ?
I was thinking of getting that power plus hpcl card for fuel purposes so that i can have continuous transaction on idfc.
 

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Yochan said:
Hi guys,
I have a IDFC first millenia card. Recently it started showing me upgrade option.
Does upgrade mean loosing the first millenia card or will it be like ICICI where the new card will have shared limit with old one ?
I was thinking of getting that power plus hpcl card for fuel purposes so that i can have continuous transaction on idfc.
Click to expand...
The credit limit will be shared between both cards, and the old card will remain active. Nowadays, many customers, including me, are receiving upgrade offers. However, the cards being offered for upgrades are not very good.
 
Upvote 2 Downvote
Yochan said:
Hi guys,
I have a IDFC first millenia card. Recently it started showing me upgrade option.
Does upgrade mean loosing the first millenia card or will it be like ICICI where the new card will have shared limit with old one ?
I was thinking of getting that power plus hpcl card for fuel purposes so that i can have continuous transaction on idfc.
Click to expand...
Everyone is getting same offer , skip and opt for SBI
Dr.Anand456 said:
The credit limit will be shared between both cards, and the old card will remain active. Nowadays, many customers, including me, are receiving upgrade offers. However, the cards being offered for upgrades are not very good.
Click to expand...
Agreed
 
Upvote 1 Downvote
Yochan said:
Hi guys,
I have a IDFC first millenia card. Recently it started showing me upgrade option.
Does upgrade mean loosing the first millenia card or will it be like ICICI where the new card will have shared limit with old one ?
I was thinking of getting that power plus hpcl card for fuel purposes so that i can have continuous transaction on idfc.
Click to expand...
Dr.Anand456 said:
The credit limit will be shared between both cards, and the old card will remain active. Nowadays, many customers, including me, are receiving upgrade offers. However, the cards being offered for upgrades are not very good.
Click to expand...
Power + is good card with fuel ⛽ purchase
 
Upvote 0 Downvote
Vasuki said:
Power + is good card with fuel ⛽ purchase
Click to expand...
Better cards are available in the market, and if it were lifetime free, it would have been a different matter. However, considering the credit limit, I don’t think this card would be very beneficial because IDFC generally offers a lower limit on their cards, often on a shared basis, which may fall short. So, it’s better to opt for an SBI or another bank's fuel card instead.
 
Upvote 0 Downvote
Dr.Anand456 said:
Better cards are available in the market, and if it were lifetime free, it would have been a different matter. However, considering the credit limit, I don’t think this card would be very beneficial because IDFC generally offers a lower limit on their cards, often on a shared basis, which may fall short. So, it’s better to opt for an SBI or another bank's fuel card instead.
Click to expand...
It's Hp vs BPCL
Your choice
 
Upvote 0 Downvote
It depends on which card you hold.

If you are upgrading from free card to a paid card then both card will remain active with shared limit and vice-versa.

If you are upgrading from free card to another free card then the old card will get closed.
 
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