DOES INDUSIND DELITE SAVINGS ACCOUNT REALLY ZERO BALANCE WITH VIRTUAL DEBIT CARD

[mail2jampa]

I Recenly thought of opening ZERO BALANCE ACCOUNT For my brother. but when I doing my study on their TARIFF SOC sheet,
I wanted to know one main thing Regarding INDUSIND DELITE SAVINGS ACCOUNT

1) If while account opening , IF I select ONLY VIRTUAL CARD (zero fee) Then the account is STILL ZERO BALANCE OR NOT

who was using with VIRTUAL DEBIT CARD AND completed more than 1.5 YEAR can perfectly answer this question.

why I am asking this question, I will revert Once I got certain replied from our Community.


kindly please dont reply regarding to go with another zero balace savings accounts , My Main point is to clarify the doubt

 

[kiwi195]

Rather go for kotak 811 or bob bro

 

[mail2jampa]

Rather go for kotak 811 or bob bro

bro tq for suggestion, kotak 811 is the best of times and still now

but in indusind we are getting more intrest rates on savings and FD so thats why

tq

 

[kiwi195]

If your brother is a college student, he can also opt for IDFC Future first. It's as good as HNI banking without any fee at all. Also better service than indusind. I had a terrible experience with indusind which I am not willing to go through again.

 

[mail2jampa]

If your brother is a college student, he can also opt for IDFC Future first. It's as good as HNI banking without any fee at all. Also better service than indusind. I had a terrible experience with indusind which I am. not willing to go through again

10000 % you are correct bro. I too had worst exp with indusind.

 

[Ram1]

Better to take delight debit card - 499 fees will be waived off on 50k spend.
5% cashback on fuel, dining, ott

 

[mail2jampa]

why I asked because clearly it is written as only it is free or zero balance when DC Charges Requirement Getting Fulfilled (See attachements)




@Wealth is my birth right! @SSV @Abhishek012 @Vasuki @Humanbeing @romilq @the12thhman @Abhi5467

 

[romilq]

why I asked because clearly it is written as only it is free or zero balance when DC Charges Requirement Getting Fulfilled (See attachements)




@Wealth is my birth right! @SSV @Abhishek012 @Vasuki @Humanbeing @romilq @the12thhman @Abhi5467

I have the account since 3 years now. I blocked DC during first year and only using virtual DC which is free. No extra charge has been debited.

 

[mail2jampa]

I have the account since 3 years now. I blocked DC during first year and only using virtual DC which is free. No extra charge has been debited.

Hai bro ,
Any sms charges or any other hidden charges ??

 

[Ram1]

Hai bro ,
Any sms charges or any other hidden charges ??

No nothing indusind, sbi and kotak are best in this regard
Virtual debit with no extra fees

 

[mail2jampa]

No nothing indusind, sbi and kotak are best in this regard
Virtual debit with no extra fees

Yes bro, but you can see the photo I kept , taken from Indusind DELITE MITC mentioend account is zero balance when Debit card fee getting fullfilled.
So I got doubt who has only VIRTUAL DC , does they are being charged for NON maintainenve or not.
So thats why asked.

 

[Ram1]

Yes bro, but you can see the photo I kept , taken from Indusind DELITE MITC mentioend account is zero balance when Debit card fee getting fullfilled.
So I got doubt who has only VIRTUAL DC , does they are being charged for NON maintainenve or not.
So thats why asked.

Delight is zero balance account if u load initial deposit.
Moreover don't go for virtual dc, instead take delight debit card of 500rs which can be waived off with spending.
Ultimately ur account will be zero balance

 

[Ram1]

Delight is zero balance account if u load initial deposit.
Moreover don't go for virtual dc, instead take delight debit card of 500rs which can be waived off with spending.
Ultimately ur account will be zero balance

Remember premium account holders too trying for that card, could get it

 

[mail2jampa]

Delight is zero balance account if u load initial deposit.
Moreover don't go for virtual dc, instead take delight debit card of 500rs which can be waived off with spending.
Ultimately ur account will be zero balance

how much and where I have to spend bro, can yoou elaborate or share any T & c link of the same

 

[Ram1]

how much and where I have to spend bro, can yoou elaborate or share any T & c link of the same

Check fulm tnc here
https://www.indusind.com/in/en/pers...bit-card/issuance-fee-reversal-offer-tnc.html

If any further doubts, let me know

 

[mail2jampa]

Check fulm tnc here
https://www.indusind.com/in/en/pers...bit-card/issuance-fee-reversal-offer-tnc.html

If any further doubts, let me know

summary is

for new customer , to refund issuance charges
either spend 25000 or maintain 25000 for first 3 months

for old customers to refund annual charges
spend 25000 in the said year

Is this correct bro

and tq for T&C

 

[Ram1]

summary is

for new customer , to refund issuance charges
either spend 25000 or maintain 25000 for first 3 months

for old customers to refund annual charges
spend 25000 in the said year

Is this correct bro

and tq for T&C

Yes and its very easy to do

 

[mail2jampa]

Check fulm tnc here
https://www.indusind.com/in/en/pers...bit-card/issuance-fee-reversal-offer-tnc.html

If any further doubts, let me know

is there any way to check spend completion dashboard.

i dont know how many days these offer will be there, but it is good one

 

[Ram1]

is there any way to check spend completion dashboard.

i dont know how many days these offer will be there, but it is good one

Enjoy as long as it lasts. There's no way to check. They didn't mention any tnc regarding exclusions, so all card spends will be calculated.
When its over, u can close dc.
Keep your virtual card permanently.
Ur account will be with no charges at all

 

[mail2jampa]

Enjoy as long as it lasts. There's no way to check. They didn't mention any tnc regarding exclusions, so all card spends will be calculated.
When its over, u can close dc.
Keep your virtual card permanently.
Ur account will be with no charges at all

let me check the benefits of the card bro
any tq once again for wavier info