CyberPsych
TF Ace
My SBI BPCL card's annual cycle ends on December. My card has annual spends of 60k till October. Then it has one 75k and one 33k order on Big billion day sale (both 6 months EMI). Now I will have 4 EMIs from Jan 2025 to April 2025. Will these be accounted as annual spends for next year or 75K and 33K spends are added to the 60K of this year's annual spends?