Hi members, i have Yes Bank first exclusive credit card with annual fee of 1999+gst. In order to avoid its annual charges, i will have spend 25,000 in next one week. As all the tricks got stopped, now only the way is to pay education fee and txn through Bhart Nxt.... so guide me whether there are any negative charges or disadvantage of doing education fee and bhrtnxt using yes bank credit card? kindly advice, or suggest me the way to spend 25k with out actually shopping etc....