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Eligibility List for all HDFC Credit Cards
- Thread starter eldraco
- Start date
Avatar Aang
TF Premier
Too many shortcuts. What's HOGTM, CAT ABS/CDE? I suppose c4c is card to card basis.
No idea. I was hoping anybody here could decipher these terms.
CAT: category
ABS: Asset Based segmentation
SLC: Salary Linked Customers (HDFC salary accounts)
Payslips: other bank salary acc holders
These r my assumptions and I think remaining things are straight forward
This is just an eligibility criteria
Tbh, hdfc sal acc holders have slight advantage over others in terms of LTF or Pre approved offers except for infinia & DCB
Quoting a comment from the same reddit thread regarding the abbreviations.
Those columns are basically shorthand for different documentation/underwriting routes. You’ll often see them in HDFC’s internal eligibility tables:
•CAT – Stands for “Category,” referring to the category of the applicant’s employer or the applicant’s overall profile (e.g. Cat A/B/C employer lists).
•ABS – Commonly short for “Alternate (or Any) Bank Statement,” i.e. using non‐HDFC bank statements to assess eligibility.
•CDE – Often “Credit Decision Engine” or “Customer Declaration” (the exact meaning can vary by branch/region, but it’s basically another documentation/approval route).
•SLC – Typically “Salary/Slip Criteria” (some people interpret it as “Salary Letter + Credit” or “Salary Ledger Copy”), again referring to a specific way of verifying salaried income without the usual payslip set.
They’re just the abbreviations HDFC uses to denote which documents (bank statements, payslips, salary letters, ITR, etc.) are being used to grant approval and what minimum “floor limit” or income threshold applies for each route.
Those columns are basically shorthand for different documentation/underwriting routes. You’ll often see them in HDFC’s internal eligibility tables:
•CAT – Stands for “Category,” referring to the category of the applicant’s employer or the applicant’s overall profile (e.g. Cat A/B/C employer lists).
•ABS – Commonly short for “Alternate (or Any) Bank Statement,” i.e. using non‐HDFC bank statements to assess eligibility.
•CDE – Often “Credit Decision Engine” or “Customer Declaration” (the exact meaning can vary by branch/region, but it’s basically another documentation/approval route).
•SLC – Typically “Salary/Slip Criteria” (some people interpret it as “Salary Letter + Credit” or “Salary Ledger Copy”), again referring to a specific way of verifying salaried income without the usual payslip set.
They’re just the abbreviations HDFC uses to denote which documents (bank statements, payslips, salary letters, ITR, etc.) are being used to grant approval and what minimum “floor limit” or income threshold applies for each route.
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