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EMI Cancellation & AIS Reporting on Credit Card

Alex292929

TF Premier
When I make an EMI transaction, the bank credits that amount back to my card. However, if I cancel the EMI and pay the full amount instantly, the credited amount shows up twice on my statement.

In this situation, which amount will be considered for the AIS? Will both credits appear, or just one?
 
basically its the payments made towards ur card so whatever u pay are considered for the 10L spends i guess and not refunds
 
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