EMI cancellation: Impact on CIBIL score?

[Sravan]

To cancel the EMI, we need to contact the credit card customer care and request the cancellation. Will this have any effect on the CIBIL score?

 

[Shubham Yadav]

 

[D₹V]

To cancel the EMI, we need to contact the credit card customer care and request the cancellation. Will this have any effect on the CIBIL score?

No affect if not reported.

 

[Sravan]

No affect if not reported.

IF NOT REPORTED MEANS, WHO WILL REPORT PLEASE EXPLAIN CLEARLY

 

[D₹V]

IF NOT REPORTED MEANS, WHO WILL REPORT PLEASE EXPLAIN CLEARLY

If usage on card is reported.

Then it'll add in CIBIL calculation, right?

Banks report your usage each month.

And nothing to worry.

 

[KeytoKrishna]

IF NOT REPORTED MEANS, WHO WILL REPORT PLEASE EXPLAIN CLEARLY

Respective Lender you applied for...

 

[Vasuki]

To cancel the EMI, we need to contact the credit card customer care and request the cancellation. Will this have any effect on the CIBIL score?

There is no emi reported for cc emi .
Just the cUR will increase