Equifax report showing someone else's details

[alwayswin69]

I recently pulled up my free credit report from equifax and it shows someone else's details.
First name is same, but DOB, PAN card number and even the email id in the report is different.
DOB has a difference of just 2 days and his pincode is same as mine.

The guy has multiple loans on his name and now I'm wondering whether this led to my credit card applications being rejected (as i'm fairly new to credit world)
I've sent an email to Equifax regarding it but is there something else I can do to expedite this? and maybe get some compensation out of it?

 

[talkwithfino]

First name is same, but DOB, PAN card number and even the email id in the report is different.

I didn't get this....

Dk for Equifax; but for Cibil I had to register using my PAN; and it gave me my report .
How does Equifax work...? Like you entered your PAN, created account and then someone else's name (similar to yours) with diff PAN, DOB is showing?? [ under you PAN registration ? ]

 

[alwayswin69]

I didn't get this....

Dk for Equifax; but for Cibil I had to register using my PAN; and it gave me my report .
How does Equifax work...? Like you entered your PAN, created account and then someone else's name (similar to yours) with diff PAN, DOB is showing?? [ under you PAN registration ? ]

Even i don't know how exactly Equifax works.
The registered PAN card number is different under Identification but I registered on the platform using my PAN card number itself!!

Also under input enquiry (details of the person who fetches the report), my details are showing correctly (i.e. my name, dob and pan number is correct.)

 

[alwayswin69]

@SSV @VISHESH_BANSAL @TechnoFino

 

[alwayswin69]

@D₹V @Abhishek012 . . .

 

[SSV]

@SSV @VISHESH_BANSAL @TechnoFino

read this once first..

Thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'

Jun 29, 2023

My Credit Bureau Experience Journey - Part 1
Experian


Disclaimer: This is just my experience , not a comprehensive review of their products and/or services..... YMMV​

Annual fee of ₹499 (including GST) --- My opinion utter waste of money. Your subscription money is down in the drain.
Free report is as good as paid except that we get "Premium plan subscriber' badge , in which there is nothing premium in there.

Non functional score simulator ( no matter whatever the input is, output is always +8 score),
No option to refresh (No link or no push button).God knows whether...

• SSV
• experian
• Replies: 46
• Forum: Credit Score

• 
• 
• 

 

[alwayswin69]

read this once first..

Thread 'My Credit Bureau Journey - An Experience (Experian, CRIF and Equifax)'

Jun 29, 2023

My Credit Bureau Experience Journey - Part 1
Experian


Disclaimer: This is just my experience , not a comprehensive review of their products and/or services..... YMMV​

Annual fee of ₹499 (including GST) --- My opinion utter waste of money. Your subscription money is down in the drain.
Free report is as good as paid except that we get "Premium plan subscriber' badge , in which there is nothing premium in there.

Non functional score simulator ( no matter whatever the input is, output is always +8 score),
No option to refresh (No link or no push button).God knows whether...

• SSV
• experian
• Replies: 46
• Forum: Credit Score

• 
• 
• 

Just did, all i was able to grasp was that it is shit and support doesn't really care.
Any tips on what should i do next to get this fixed?

 

[SSV]

Just did, all i was able to grasp was that it is shit and support doesn't really care.
Any tips on what should i do next to get this fixed?

When pan number is different how can you assume that it is your equifax score?

 

[alwayswin69]

When pan number is different how can you assume that it is your equifax score?

Well even if it's not my Equifax score, how can i fetch my score when I've already registered using my information but getting some random person's info in my report?

 

[SSV]

Well even if it's not my Equifax score, how can i fetch my score when I've already registered using my information but getting some random person's info in my report?

1) What information you have provided for getting this score?
2) where did you access this report from? ,
3) when did you access this report?
4) is this the first time you accessed your report?
5) if not, since when you started seeing wrong info in your report?

 

[alwayswin69]

1) What information you have provided for getting this score?
2) where did you access this report from? ,

1. Whatever information it asks when you first register on the Equifax official website
2. Equifax website itself, i fetched the free report it provides

 

[SSV]

1. Whatever information it asks when you first register on the Equifax official website

If answer to this question is whatever information it asked, then score could be yours or may be not yours.. it could belong to whoever…may not necessarily yours…

And if you believe it is your score then your first point of contact is the equifax support email and wait for their reply…

 

[alwayswin69]

If answer to this question is whatever information it asked, then score could be yours or may be not yours.. it could belong to whoever…may not necessarily yours…

And if you believe it is your score then your first point of contact is the equifax support email and wait for their reply…

I don't exactly remember bro what details they asked when I registered on their website, but i'm sure whatever i filled in was my own info, also the pan number of that random guy is wayyy different than mine so couldnt be an error there.

And no I don't believe that it is my score as there is no mention of any personal loan (BNPL services) I'm enrolled in.
Waiting on what equifax has to say on this