Now I am worrying on how long it take to get final resolution on chargeback by Amex.
Background: I booked a Fully Refundable high price flight from Etihad, as I am not sure about Visa. And as my Visa was not properly provided (short validity), I cancelled the ticket on their website.
First Etihad didn't send me any email confirmation that ticket is cancelled, so I called customer care and get it checked. They confirmed and informed that Refund will be issued within 30 to 45 working days ( to my surprise this is huge timeline). I asked them for the written email stating cancellation and that refund will take so much time, which they denied to issue.
I lodge complaint on Twitter and atleast there they confirm the same in that chat. Now when the 30 days passed, I keep checking with them for refund. Finally they given me a definite date that by 25 May I will get the refund. But then after their reviews on Twitter, I decided to dispute this transaction as luckily I used Amex card for this transaction.
Currently it is under dispute but Amex has issued a temporary chargeback. Now my question is how long Amex will take to finally decide on this case. On googling, I found that they have 20 days turnaround time for Merchant to revert. Considering Etihad laziness, I doubt they will challenge this dispute.
However, meanwhile I have done some transaction on my card and they were get absorbed against the temporary credit which Amex has issued to me. Now my another confusion is what-if Amex reverse this temp charge later due to any reason, would they charge any interest on my spending which I did while this dispute get settled.
Also if Etihad didn't revert within their 20 days, would that mean I won the dispute.
Sorry for so many questions as this is first time I ever disputed a transaction and that too of more than 50K.
Background: I booked a Fully Refundable high price flight from Etihad, as I am not sure about Visa. And as my Visa was not properly provided (short validity), I cancelled the ticket on their website.
First Etihad didn't send me any email confirmation that ticket is cancelled, so I called customer care and get it checked. They confirmed and informed that Refund will be issued within 30 to 45 working days ( to my surprise this is huge timeline). I asked them for the written email stating cancellation and that refund will take so much time, which they denied to issue.
I lodge complaint on Twitter and atleast there they confirm the same in that chat. Now when the 30 days passed, I keep checking with them for refund. Finally they given me a definite date that by 25 May I will get the refund. But then after their reviews on Twitter, I decided to dispute this transaction as luckily I used Amex card for this transaction.
Currently it is under dispute but Amex has issued a temporary chargeback. Now my question is how long Amex will take to finally decide on this case. On googling, I found that they have 20 days turnaround time for Merchant to revert. Considering Etihad laziness, I doubt they will challenge this dispute.
However, meanwhile I have done some transaction on my card and they were get absorbed against the temporary credit which Amex has issued to me. Now my another confusion is what-if Amex reverse this temp charge later due to any reason, would they charge any interest on my spending which I did while this dispute get settled.
Also if Etihad didn't revert within their 20 days, would that mean I won the dispute.
Sorry for so many questions as this is first time I ever disputed a transaction and that too of more than 50K.