Experian Score Screwed Up

[Walter White]

Checked my Experian Score on OneScore app only to see that my Experian score has dipped another 30 points (making it a dip of 70 points in 3 months). Now my Experian Score is lesser than my CIBIL Score despite just adding 2 credit cards in this quarter, none of them aren't even updated on Experian report.

What could be the possible reason?

 

[starstruck]

Are you paying all the bills completely on time? Also, you added 2 credit cards, but how many different hits were there from different bank? I think these two should be the major reasons.

 

[starstruck]

Are you paying all the bills completely on time? Also, you added 2 credit cards, but how many different hits were there from different bank? I think these two should be the major reasons.

Also, your credit utilisation at overall level and card level should also be within 30% limits. If not, this will impact ur score.

 

[Walter White]

Are you paying all the bills completely on time? Also, you added 2 credit cards, but how many different hits were there from different bank? I think these two should be the major reasons.

My payments are all on time. 2 cards were added but there are no hits being shown on Experian (I guess SBI and BoB do not make inquiries on Experian). Only 1 inquiry for LE by Axis is what is being displayed.

 

[Deleted member 7241]

Checked my Experian Score on OneScore app only to see that my Experian score has dipped another 30 points (making it a dip of 70 points in 3 months). Now my Experian Score is lesser than my CIBIL Score despite just adding 2 credit cards in this quarter, none of them aren't even updated on Experian report.

What could be the possible reason?

Totally Wrong...In this Quarter I added 7 Credit Cards..Even My Score Increased to 20 Points.

Score is depends on various Factors..
You Must Check what went wrong..

 

[Dheeraj Singh]

Totally Wrong...In this Quarter I added 7 Credit Cards..Even My Score Increased to 20 Points.

Score is depends on various Factors..
You Must Check what went wrong..

Your score will come down in coming months.

I had similar trend as yours.

 

[Joydip Goswami]

Even after paying all bills on time and maintaining all parameters, Experian reduced my score!