Experience of Getting Yes Bank Credit Card from Unserviceable Area in 2024

[imrajib]

On May 4, 2024, I applied for a Yes Bank credit card, but my Aadhaar location was unserviceable for a Yes Bank credit card. During the application fill-up, I used one of my friends addresses, who live in metropolises, as my current residence. The office address was also unserviceable for Yes Bank. I got soft approval for 3 cards: Yes Select, Yes BYOC, and Yes ACE. I selected Yes Select Credit Card as it was provided as FYF with no joining fee. I completed my VKYC from the unserviceable location. I have no existing relationship with Yes Bank. My CIBIL score was 778 at that time, with utilization of 8.25%, 385 on-time payments, and no late payments. No Address Proof was asked during the whole process.

Here are the Time Stamps of Card Approval journey
04/05/24 - Card Applied (Around 11AM)
04/05/24- VKYC Completed (Around 11:30AM)
06/05/24 - Card Approved
08/05/24- Card Delivered By BlueDart

Question asked by VKYC Agent
Name-
Phone Number-
Current Pin code-
Income Range-
Captured Photo-
PAN Live Capture-

Purpose of keeping the Card: Just for Instant discount sales Complementary Lounge Access and an additional credit limit

Done!!! That's All🙂

 

[Tejo]

Seems yesbank again on track from the damage.

 

[pankajmarquee]

I received yes Bank Marquee , No question asked based on cibil only , 820 cibil

 

[cc_dc_explorer]

On May 4, 2024, I applied for a Yes Bank credit card, but my Aadhaar location was unserviceable for a Yes Bank credit card. During the application fill-up, I used one of my friends addresses, who live in metropolises, as my current residence. The office address was also unserviceable for Yes Bank. I got soft approval for 3 cards: Yes Select, Yes BYOC, and Yes ACE. I selected Yes Select Credit Card as it was provided as FYF with no joining fee. I completed my VKYC from the unserviceable location. I have no existing relationship with Yes Bank. My CIBIL score was 778 at that time, with utilization of 8.25%, 385 on-time payments, and no late payments. No Address Proof was asked during the whole process.

Here are the Time Stamps of Card Approval journey
04/05/24 - Card Applied (Around 11AM)
04/05/24- VKYC Completed (Around 11:30AM)
06/05/24 - Card Approved
08/05/24- Card Delivered By BlueDart

Question asked by VKYC Agent
Name-
Phone Number-
Current Pin code-
Income Range-
Captured Photo-
PAN Live Capture-

Purpose of keeping the Card: Just for Instant discount sales Complementary Lounge Access and an additional credit limit

Done!!! That's All🙂

I received yes Bank Marquee , No question asked based on cibil only , 820 cibil

Did VKYC page had an error for you guys as well ? After application, my vkyc page didn't load, how to get link for vkyc now ?