Sharing my overall experience of redeeming my PNB Reward Points earned on my Rupay Select credit card:
PNB has a separate site for redemption of PNB RPs. PFB the link:
PNB Rewardz
For redemption of points, one needs to have a minimum of 1000 points. Once you login, there are multiple options to convert these points. Initially, I thought of buying Apay vouchers but it was showing additional charges, so simply uses the cashback option in the menu which is basically nothing but statement credit.
Each point is valued at INR 0.5 and points can be converted in multiples of 4. Was able to convert 1076 points for statement credit of INR 538. Post validation, these points will be credited into the account within 48 hours. Keep a copy of the transaction proof for safety.
Overall, the process is seamless. There are multiple options but statement credit seems to be the best and a no-nonsense option considering the low rewards structure of PNB cards and highly likely it will take years to even be eligible to redeem these points second time.
PNB has a separate site for redemption of PNB RPs. PFB the link:
PNB Rewardz
For redemption of points, one needs to have a minimum of 1000 points. Once you login, there are multiple options to convert these points. Initially, I thought of buying Apay vouchers but it was showing additional charges, so simply uses the cashback option in the menu which is basically nothing but statement credit.
Each point is valued at INR 0.5 and points can be converted in multiples of 4. Was able to convert 1076 points for statement credit of INR 538. Post validation, these points will be credited into the account within 48 hours. Keep a copy of the transaction proof for safety.
Overall, the process is seamless. There are multiple options but statement credit seems to be the best and a no-nonsense option considering the low rewards structure of PNB cards and highly likely it will take years to even be eligible to redeem these points second time.
Last edited:
