"Expert Advice: Retentio Negotiation for IDFC Vistara CC"

[Channakya]

I'm seeking expert advice on retention benefits for my IDFC Vistara credit card. With renewal approaching, I want to maximize benefits.


What retention strategies have worked for you? Any successful negotiations or offers?


Share your experiences!


Thanks!"


@SSV @BVC @TechnoFino @drsel

 

[drsel]

Call the customer care and ask for retention benefit.
you may get lot of points for free

 

[BVCBVC is verified member.]

I'm seeking expert advice on retention benefits for my IDFC Vistara credit card. With renewal approaching, I want to maximize benefits.


What retention strategies have worked for you? Any successful negotiations or offers?


Share your experiences!


Thanks!"


@SSV @BVC @TechnoFino @drsel

My renewal is still 6 months ahead. So didn’t try now.

 

[Channakya]

Call the customer care and ask for retention benefit.
you may get lot of points for free

Ok , I have called them they have said that your card will be blocked for now , and you will get a call back from closer team in 7 days

 

[BVCBVC is verified member.]

Ok , I have called them they have said that your card will be blocked for now , and you will get a call back from closer team in 7 days

So they are ready to close the card? Not any retention offered??

 

[helloworld]

1. IDFC charging annual fee for all new cards. They fedup providing LTF cards and need to generate revenue.
2. IDFC even charging for add-on cards. They need money.
3. IDFC even charging for UPI cards that too with annual fee.

with all these red signs, proceed with caution.

 

[BVCBVC is verified member.]

1. IDFC charging annual fee for all new cards. They fedup providing LTF cards and need to generate revenue.
2. IDFC even charging for add-on cards. They need money.
3. IDFC even charging for UPI cards that too with annual fee.

with all these red signs, proceed with caution.

They want to be profitable from CC business. They are having bad 1 year on stock market.

 

[drsel]

1. IDFC charging annual fee for all new cards. They fedup providing LTF cards and need to generate revenue.
2. IDFC even charging for add-on cards. They need money.
3. IDFC even charging for UPI cards that too with annual fee.

with all these red signs, proceed with caution.

Kindly share the link of these new fees

 

[helloworld]

Kindly share the link of these new fees

its there in product page of respective card.

for upi its 236rs.

addon depends on card, ex: mayura need 3500 something.

 

[drsel]

its there in product page of respective card.

for upi its 236rs.

addon depends on card, ex: mayura need 3500 something.

So there is no fee for IDFC wealth, nor it's add on card

 

[Channakya]

So there is no fee for IDFC wealth, nor it's add on card

no fee for any add on card , except ASHVA and MAYURA

 

[helloworld]

So there is no fee for IDFC wealth, nor it's add on card

no, old cards as usual. above post now a days day by day IDFC wants money from cc holder in every possible way, so retention have to do with caution.

 

[Channakya]

no, old cards as usual. above post now a days day by day IDFC wants money from cc holder in every possible way, so retention have to do with caution.

ok , will do that.
and i have not yet paid my outstanding balance and they have said that i would receive a call back in 7 days