FEDERAL BANK SCAPIA CREDIT CARD REJECTION AND ELEGIBLITY - JULY-2025

[anu29]

Hello Everyone .

Recently I have applied Federal bank scapia card and got rejected .

Few Important points to be considered before applying scapia card ---

1. Not more than 2+ enquiries in last 6 months .

2. There is no transparency in serviceable pin codes .


I am attaching few screenshots for reference .

 

[Rishabh]

Yeh kaha se Mila. ?

Applied for Scapia card via Cashkaro portal. T&C of Cashkaro says rewards not applicable for existing Federal bank customers but I just gave it a try and luckily the rewards got confirmed yesterday and I have redeemed it successfully to my Amazon Pay Wallet.

 

[pjain2712]

Hello, I have recently closed my Fed Celesta card, after how long, I can apply again to get Scapia card approved?

 

[joell]

Has anyone reapplied for Scapia and still got rejected?
I already have Signet 1 yr old. I applied for Scapia after they relaxed dual card policy in June. There is an option to reapply. Idk if i should. Has anyone been rejected again?

 

[NishanthSN]

After a thorough review of your application, we regret to inform you that we are currently unable to process your request for a new Federal Bank Credit Card, as the details furnished by you do not meet the eligibility criteria set in our internal policies for the issuance of a credit card.

As per the Bank's policy for credit cards, a customer is being assessed based on various criteria. There is an internal scoring model for customers applying for a Federal Credit Card and your application has been declined as it did not meet the threshold limit of this scoring model.

Let this not hamper your faith in us. It is our constant endeavor to ensure that you have our attention always.

Feel free to contact us if you need any further assistance. Our team will be happy to address any concerns.

Thank you again for considering Federal Bank. We value your understanding and look forward to serving you in the future.

I got this message. First rejection was after i got approved for Scapia due to vkyc issue i left it and got Celesta . Later I couldn’t complete Scapia application rejected . Tried 3 months later and got this . They didn’t provide me any reason other than internal policy