First Credit Card

[Sid99]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

 

[yusuf646]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

There are many credit cards you can try.
I am only suggesting life time free cards here.

1) Amazon Pay ICICI: Best LTF Card, Less chances of approval, no UPI support only VISA. Good rewards.

2) Jupiter CSB: Nowadays it's getting approved for everyone. It's a Rupay UPI Credit Card. Less rewards.

3) HDFC Millennia: Try applying HDFC Millennia offline. They offer it for lifetime free if applied through offline. Available on RUPAY as well. Decent rewards.

4) Axis Neo: Now available for LTF. Approval chances are confusing. Less rewards.

 

[praful47]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

Which bank's salary account is opened in your firm ?
Ask your company for credit card ...If they don't provide , visit the same bank and you will get easily.

 

[VikasBhindwar]

There are many credit cards you can try.
I am only suggesting life time free cards here.

1) Amazon Pay ICICI: Best LTF Card, Less chances of approval, no UPI support only VISA. Good rewards.

2) Jupiter CSB: Nowadays it's getting approved for everyone. It's a Rupay UPI Credit Card. Less rewards.

3) HDFC Millennia: Try applying HDFC Millennia offline. They offer it for lifetime free if applied through offline. Available on RUPAY as well. Decent rewards.

4) Axis Neo: Now available for LTF. Approval chances are confusing. Less rewards.

Are you sure that HDFC Millennia is offered in Rupay varient? Because I am holding it LTF then will push for Rupay

 

[yusuf646]

Are you sure that HDFC Millennia is offered in Rupay varient? Because I am holding it LTF then will push for Rupay

I am not sure. Saw a YouTube video about it. Maybe it's upcoming & not launched yet.

Still you can try your luck by raising a request with grievance redressal team: Grievance.Redressalcc@hdfcbank.com

 

[VikasBhindwar]

I am not sure. Saw a YouTube video about it. Maybe it's upcoming & not launched yet.

Still you can try your luck by raising a request with grievance redressal team: Grievance.Redressalcc@hdfcbank.com

Already raised. Let's see

 

[SSV]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

Do you have CIBIL score ?
If possible, your first CC should be either be
1) SBI CB card or
2) ICICI Amazon Pay..
we will get to UPI card soon after

 

[Beyond]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

If your organization has tieup with HDFC, they will offer you CC if you open salary a/c with them.

 

[sujayghosh]

Hey, I have started my first job and am looking for a credit card with decent rewards and to build a good credit score. Are there any recommendations?
I am also looking for a credit card focused on minor UPI transactions.

If you don't have a CIBIL score then you can get a secured card to build it after using for a few months and then apply for a good card... HDFC Millennia is a great card. For more rewards you can also get Tata Neu HDFC cards for UPI. But, its better to get a core HDFC card first.