Flipkart PayLater Limit Increase??

[sudhirsiddhi]

I use Flipkart PayLater Last one year but my limit is still 500.

No increase offers coming

AnyOne have trick to Increase Their Limit

I thought Closed it and Reopen This account if this possible or Not??

 

[kochiro]

Close it, I had 30k limit and wasn't getting any card. Now I own many.

 

[RkrRkr is verified member.]

I use Flipkart PayLater Last one year but my limit is still 500.

No increase offers coming

AnyOne have trick to Increase Their Limit

I thought Closed it and Reopen This account if this possible or Not??

If you have any CC then better close FPL ..

 

[sudhirsiddhi]

If you have any CC then better close FPL ..

I have multiple Credit Cards but I want to connected with them

 

[RkrRkr is verified member.]

I have multiple Credit Cards but I want to connected with them

Then use FPL facility for every purchase within FPL limit to become eligible for higher limits.

 

[CC-Muncher]

who uses it and why? apply and use Flipkart axis credit card better than this

 

[kumaresh b]

i think pay later are kind of unsecured loans and they have negative effect on cibil. pl correct me if i m wrong

 

[CC-Muncher]

i think pay later are kind of unsecured loans and they have negative effect on cibil. pl correct me if i m wrong

As long as you repay the amount on time, your credit score will not be impacted. If you clear the amount on time, you credit score is likely to improve. However, if you miss or delay your payments, then you credit score will fall. Its same as CC

 

[RkrRkr is verified member.]

i think pay later are kind of unsecured loans and they have negative effect on cibil. pl correct me if i m wrong

Not at all...but it is for beginner's who just want to build a credit score....If you are in credit card system already then better use the cards rather than going for BNPL.

 

[kumaresh b]

Not at all...but it is for beginner's who just want to build a credit score....If you are in credit card system already then better use the cards rather than going for BNPL.

i have 7 cc and flipkart pay later and amazon pay later account. i never have used these pay later accounts. should i request o close those accounts? my cibil is 787

 

[CC-Muncher]

i have 7 cc and flipkart pay later and amazon pay later account. i never have used these pay later accounts. should i request o close those accounts? my cibil is 787

absolutely close it... I feel they are waste. Also, it gives many folks a shock seeing paylater accounts in cibil as its not clearly mentioned and you have to identify where it belongs to. I had similar issue with mobikwik.

 

[RkrRkr is verified member.]

i have 7 cc and flipkart pay later and amazon pay later account. i never have used these pay later accounts. should i request o close those accounts? my cibil is 787

If you have 7cc then close the BNPL

 

[manoj21012000]

I use Flipkart PayLater Last one year but my limit is still 500.

No increase offers coming

AnyOne have trick to Increase Their Limit

I thought Closed it and Reopen This account if this possible or Not??

i am a student (so i don't have any salary slip or itr)
i was also having Flipkart pay later with 35,000 as initial limit. (i don't know the reason behind this higher limit 🤣)

i used it for 2,3 time just to generate cibil. then on the basis of cibil score i got my first credit card.
then i closed it.
after 5 month i got second credit card.

i think if you close it then it will permanently closed.
you can't restart it.
(correct me if i am wrong)

 

[Card_Crafter]

My friend has Flipkart paylater since one year. She hasn't used it even once and still got three LE so far. Initial limit was 500, then 30k and recently again increased to 80k. No other loan or CC.

Meanwhile I had 500 limit for more than a year and was increased to 3k only after using for many times. I have closed it in Nov 2022 after getting my first unsecured CC in September.

 

[souvikr]

Not at all...but it is for beginner's who just want to build a credit score....If you are in credit card system already then better use the cards rather than going for BNPL.

In my cibil it was reflecting as consumer durable loan. So I closed it.

 

[unusedbrain1]

My friend has Flipkart paylater since one year. She hasn't used it even once and still got three LE so far. Initial limit was 500, then 30k and recently again increased to 80k. No other loan or CC.

Meanwhile I had 500 limit for more than a year and was increased to 3k only after using for many times. I have closed it in Nov 2022 after getting my first unsecured CC in September.

Banking empowers women more than men 🤣🤣 #Feminist banking

 

[Sahilhenzy]

i am a student (so i don't have any salary slip or itr)
i was also having Flipkart pay later with 35,000 as initial limit. (i don't know the reason behind this higher limit 🤣)

i used it for 2,3 time just to generate cibil. then on the basis of cibil score i got my first credit card.
then i closed it.
after 5 month i got second credit card.

i think if you close it then it will permanently closed.
you can't restart it.
(correct me if i am wrong)

Yes once you closes FK Pay later you won't able to apply again. But there is a loophole you can apply with your other flipkart account it will get approved.

 

[sudhirsiddhi]

Yes once you closes FK Pay later you won't able to apply again. But there is a loophole you can apply with your other flipkart account it will get approved.

Yadi Flipkart Account ko deactivate kar de then reopen kare to ho jayega kya??

 

[Sahilhenzy]

Yadi Flipkart Account ko deactivate kar de then reopen kare to ho jayega kya??

Its can't be Reactivated it will open a new pay later account with new limit most probably higher as I got. But I closed it due to lots of Cc

 

[sudhirsiddhi]

Its can't be Reactivated it will open a new pay later account with new limit most probably higher as I got. But I closed it due to lots of Cc

I try to open Flipkart Pay later account with other mobile Number but it's showing duplicate kyc documents found