Flipkart Transaction declined due to risk checks?

[PKR1]

Trying to place an order in Flipkart using credit card, doesn't matter which credit card I'm using its showing this error Transaction declined due to risk checks. I tried using Axis Flipkart card as well same issue is coming but non of my cards r blocked or having less limits, they r working fine in every other platform.
Has anyone else faced this issue, whats the solution for this?
As card offer is there so I dont want to switch to other payment options.

 

[akshayhs]

Have you ordered items and returned them too frequently? This triggers a risk check in my pov. Can you try using a non credit payment option to see if the payment goes through?

 

[PKR1]

Have you ordered items and returned them too frequently? This triggers a risk check in my pov. Can you try using a non credit payment option to see if the payment goes through?

Yes I do return items but those r worth small amounts like 500-1.5k, inspite of that I have made multiple good value purchases so it sudnt be an issue. return ratio might be <25% in terms of number of orders. Other payment modes might work but not useful to me as offer is only on credit cards.

 

[BhaiyaJi]

ratio might be <25% in terms of number of orders

25% is still very high.

 

[aayusharyan]

25% is still very high.

In Amazon they mark as high risk after 3% return rate. Irrespective of the order amount. They don't show it in the UI to us, but in their internal portal the customer is marked like that.

 

[Deepak_Shetty]

Trying to place an order in Flipkart using credit card, doesn't matter which credit card I'm using its showing this error Transaction declined due to risk checks. I tried using Axis Flipkart card as well same issue is coming but non of my cards r blocked or having less limits, they r working fine in every other platform.
Has anyone else faced this issue, whats the solution for this?
As card offer is there so I dont want to switch to other payment options.

View attachment 109420

Change the delivery address, that will work. Once order is placed, then again change the address to original one.