free of charge account with zero forex markup

[touch_stone]

Hello everyone, due to changes in fi federal bank fee structure effective 1st march 2025, it got expensive for me to maintain that account as zero balance and the reward structure has come to a point where it does make any sense what so ever. so now i am looking for a free zero balance debit card with zero markup fee on forex spends , niyo global SBM bank debit card has come to my attention for this and I wonder if this the best option.

 

[BeingIncogBeingIncog is verified member.]

Hello everyone, due to changes in fi federal bank fee structure effective 1st march 2025, it got expensive for me to maintain that account as zero balance and the reward structure has come to a point where it does make any sense what so ever. so now i am looking for a free zero balance debit card with zero markup fee on forex spends , niyo global SBM bank debit card has come to my attention for this and I wonder if this the best option.

indusing pinnacle and exclusive savings account combo

 

[Talkwithfino]

Here's one different way... If you want some credit mix in your Cibil profile, you can consider getting Idfc First Wow Credit Card. It requires a Min FD of 25k I think.

It has 0 forex mark-up and 0 annual fee as well.

 

[am11]

indusing pinnacle and exclusive savings account combo

Is this still being provided? Saw in few posts that Exclusive account is discontinued.

 

[touch_stone]

indusing pinnacle and exclusive savings account combo

thanks for the mention but for me their MAB and card eligibility is a bit high, but thanks anyways

 

[touch_stone]

Here's one different way... If you want some credit mix in your Cibil profile, you can consider getting Idfc First Wow Credit Card. It requires a Min FD of 25k I think.

It has 0 forex mark-up and 0 annual fee as well.

this indeed is a good option thanks for the suggestion