Get good cards by doing FD investment before March end, suggest me pls

[Rcbian]

I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.

 

[Anindya98]

I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.

Share your spending habits, requirements, and the fees you're comfortable with.

 

[R_A_J]

Good idea....but I think you are bit late to plan and negotiate for this. Ideally, should have started discussion with the banks around March first week.
Best wishes though!

 

[surojitLaha]

I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.

Check out hdfc cards

 

[Rcbian]

Share your spending habits, requirements, and the fees you're comfortable with.

Spendings is moderate upto 30-40k per month,
I have most of the cashback cards in the beginner level and aiming to fast-track my journey to good rewards point cards by this method. I am fine upto 3-5K rs fee, if I am able to get returns from it.

 

[Rcbian]

Check out hdfc cards

Regalia gold any good ?
Can I get without fees will it be possible?

 

[aniketkr.sharma]

Regalia gold any good ?
Can I get without fees will it be possible?

You will get regalia gold easily but for fees you have to ask for fyf

 

[surojitLaha]

Regalia gold any good ?
Can I get without fees will it be possible?

Regalia gold is a decent card.
If you are into cashback game, you can consider milennia

 

[Anindya98]

Spendings is moderate upto 30-40k per month,
I have most of the cashback cards in the beginner level and aiming to fast-track my journey to good rewards point cards by this method. I am fine upto 3-5K rs fee, if I am able to get returns from it.

If you are into Travel, then take Axis Atlas.

 

[Rcbian]

If you are into Travel, then take Axis Atlas.

Any fee waiver chances

 

[Rcbian]

Have

Regalia gold is a decent card.
If you are into cashback game, you can consider milennia

Sbi cashback and swigy hdfc so cashback part is sorted

 

[Anindya98]

Any fee waiver chances

8L per year

 

[Half Human]

One doubt guys..

Why not infinia?

Its free is just literally gst.

So y not?

Despite this amount would they be adamant about spending criteria and income??

 

[aniketkr.sharma]

One doubt guys..

Why not infinia?

Its free is just literally gst.

So y not?

Despite this amount would they be adamant about spending criteria and income??

Infinia needs trv of 1cr now

 

[Half Human]

Infinia needs trv of 1cr now

Oh.. how unfortunate.

When I had an ongoing issue with HDFC in jan, which was at the level of RBIO, they offered me Infinia for an FD of 13L (sales head of the state who herself visited my branch and invited me to solve the complaint).

Well I compromised for an LTF Tata Neu Infinity. 😔

 

[aniketkr.sharma]

Oh.. how unfortunate.

When I had an ongoing issue with HDFC in jan, which was at the level of RBIO, they offered me Infinia for an FD of 13L (sales head, Odisha who herself visited my branch and invited me to solve the complaint).

Well I compromised for an LTF Tata Neu Infinity. 😔

Yeah they increased criteria in february

 

[surojitLaha]

Have

Sbi cashback and swigy hdfc so cashback part is sorted

Try to get Regalia then

 

[quino]

Well I compromised for an LTF Tata Neu Infinity. 😔

Good that you put Infinia back in it's place. Dont give izzat.