Getting a super premium card as LTF is an art. Agree or Disagree?

[simal]

Trying to guage the pulse and your own experience on this

 

[SangEUD]

Art, Luck, Fat purse n Negotiation skills. Mix n match for best results 🙂

 

[spatone]

Trying to guage the pulse and your own experience on this

The two supposedly premium cards that I have as LTF are DCB and Eterna. I both cases I had applied for lower variant and did nothing to get an upgrade. I was being offered AU Zenith LTF, but gave it a pass. Also have no plans of upgrading IDFC Select to IDFC Wealth.

For SC Ultimate I had to try hard to get a limit increase and then apply (despite not being LTF)

Magnus was an easy application and approval process (again not an LTF)

So all in all, a mixed bad and mostly luck!

 

[WhoU]

The two supposedly premium cards that I have as LTF are DCB and Eterna. I both cases I had applied for lower variant and did nothing to get an upgrade. I was being offered AU Zenith LTF, but gave it a pass. Also have no plans of upgrading IDFC Select to IDFC Wealth.

For SC Ultimate I had to try hard to get a limit increase and then apply (despite not being LTF)

Magnus was an easy application and approval process (again not an LTF)

So all in all, a mixed bad and mostly luck!

How did you get Eterna LTF?

 

[spatone]

How did you get Eterna LTF?

No concrete idea. More discussion here — https://www.technofino.in/community...dy-have-ltf-dcb-and-ltf-eterna.789/post-11865