Getting Cibil alerts for loan and credit card, which I didn't apply for.

[Abhishek007]

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do?
Does anyone know the steps I should take to get these loan and credit card accounts removed?

 

[aniketkr.sharma]

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do?
Does anyone know the steps I should take to get these loan and credit card accounts removed?

Try connecting with bank as these loans are issued on your PAN.

Check for any new mobile number added to your cibil too.

And addresses are correct or wrong.

Tell them you don't have availed any of the service as homeloan will be of huge amount, you may fall in more debt.

 

[Abhishek007]

Try connecting with bank as these loans are issued on your PAN.

Check for any new mobile number added to your cibil too.

And addresses are correct or wrong.

Tell them you don't have availed any of the service as homeloan will be of huge amount, you may fall in more debt.

What should I attach in the email, the cibil report( though i am unable to see the loan enquiry or account, its only visible in alerts) , PAN number or CIBIL Id

 

[aniketkr.sharma]

What should I attach in the email, the cibil report( though i am unable to see the loan enquiry or account, its only visible in alerts) , PAN number or CIBIL Id

It will be better to reach to bank manager's cabin directly and ask who assured this loan on yours pan card, as far as sbi cards I knew you can connect with them on call & made an enquiry as the person whoever used your PAN has now emptied the whole amount from your card.

 

[TechnoFi]

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do?
Does anyone know the steps I should take to get these loan and credit card accounts removed?

kindly also raise a dispute directly with cibil by logging into their website.

 

[aniketkr.sharma]

kindly raise a dispute directly with cibil by logging into their website.

This will be for a month process, he need to act upon it asap, otherwise a total loss as accounts are reported.

 

[rsarava2]

I had similar experience with someone else housing loan attached to my account but it looked like mistake, not like itentity theft.

But here, multiple account opened, so it could be itentity theft/scam.
1st raise issue in cibil, they will correct it after discussing with respective financial institutions. This step should make financial institutions to raise internal inquiry.
For safer option, drop mail to their respective financial institutions too.

Also if cibil or financial institutions fails to reply in 30 days(check cibil website for details), they will have to pay you compensation of Rs. 100 per day.