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Getting FD at 7.05% for 18 Months - Is it worth it?

rapidboxer

TF Buzz
I'm considering putting ₹10 lakhs into a Fixed Deposit offering 7.05% interest annually, but I'm not sure if it's a wise move after taxes.
I know FDs are safe and liquid, but with taxes eating up the returns, is this really a smart move?
Would love to hear your thoughts — especially if you’ve found better post-tax, low-risk options.
 
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