Getting rejection for HDFC Bank credit cards

[Kaizer]

Have been using Axis CCs (Flipkart and MyZone) for almost 6 years now. Last month applied for 2 HDFC Bank cards (Swiggy and Tata Neu) but got rejected for both after physical verification. No exact reason given by HDFC for this. Surprisingly however got the SBI Cashback CC within 2 days of applying that too with a credit limit which is 2.5x of my Axis cards. Now not even getting the option to apply for those HDFC cards through Swiggy and Tata Neu. Any idea why I got SBI card so easily but keep getting rejected for HDFC? Also, why can't I find the option to apply for the HDFC cards again?

 

[NAB]

Better get any core HDFC Card first.
You will get it easily through branch/agents.

 

[Kumar93196]

Maybe your pincodes are not serviceable.
Mainly office pincode

 

[hitirfan]

Branch mai jake apply karna padega.

 

[Kaizer]

Maybe your pincodes are not serviceable.
Mainly office pincode

but they came and did physical verification twice at my address, then how can it be unserviceable?

 

[Kaizer]

Better get any core HDFC Card first.
You will get it easily through branch/agents.

what are their core cards? which would be the best core card in terms of rewards/cashback?

 

[Kaizer]

will it be easier if I get a savings account made with HDFC?

 

[VISION]

Have been using Axis CCs (Flipkart and MyZone) for almost 6 years now. Last month applied for 2 HDFC Bank cards (Swiggy and Tata Neu) but got rejected for both after physical verification. No exact reason given by HDFC for this. Surprisingly however got the SBI Cashback CC within 2 days of applying that too with a credit limit which is 2.5x of my Axis cards. Now not even getting the option to apply for those HDFC cards through Swiggy and Tata Neu. Any idea why I got SBI card so easily but keep getting rejected for HDFC? Also, why can't I find the option to apply for the HDFC cards again?

same happend to me twice for tata & pixel cards, physical verification done twice and rejected due to internal policy and they are not giving exact reason even asked level-1,2 & grievance.. same answer.

 

[VISION]

will it be easier if I get a savings account made with HDFC?

only if u get pre approved offer with savings account.. i have seen many posts here saying they are getting rejected/not getting pre-approved offers even have years of savings account relation.

 

[BVCBVC is verified member.]

will it be easier if I get a savings account made with HDFC?

Just give it a pause for 2-3 months.

If you're really interested in HDFC Credit card, open a savings max account with 25K MAB with them. Later on you will get pre approved offers on making some UPI, Debit card transactions.

Core Cards: Money Back, Money Back+, Millinea, Diners Club Platinum, DCB, DCB Metal, Regalia, Regalia Gold, DCB Metal, Infinia and some more if I missed any.

 

[Kumar93196]

but they came and did physical verification twice at my address, then how can it be unserviceable?

They will do the verification is your residence owned or are you staying in hotel/pg something like that?

 

[Trust Me]

Core Cards: Money Back, Money Back+, Millinea, Diners Club Platinum, DCB, DCB Metal, Regalia, Regalia Gold, DCB Metal, Infinia and some more if I missed any.

Moneyback and Moneyback+ belong to a different category altogether:

The Rotten to the Core Cards. 🙂
.

 

[Kaizer]

They will do the verification is your residence owned or are you staying in hotel/pg something like that?

Residence is owned. They even came to my office separately for verification.

 

[NAB]

what are their core cards? which would be the best core card in terms of rewards/cashback?

Depends on your profile.
Millenia is your best bet for the Cashback.
If you are into Miles and RPs, then Regali Gold, DCB, Infinia.

 

[BVCBVC is verified member.]

Moneyback and Moneyback+ belong to a different category altogether:

The Rotten to the Core Cards. 🙂
.

Yes, but they are.

 

[Kaizer]

If you are into Miles and RPs, then Regali Gold, DCB, Infinia.

Infinia? Isn't that like an invite only premium card? Or can I actually apply for it?

 

[NAB]

Infinia? Isn't that like an invite only premium card? Or can I actually apply for it?

That's what I mentioned at first place, depends on your profile 😉
If you fulfill the criteria, then why not 😁