Got an offer for upgrade from B. Regalia to BizBlack. In dilemma. Help.

[CCnewbie]

Got an offer to get BizBlack upgrade from business regalia. I am in dilemma as I don't have a lot of spends. The offer says first 12 months no charge and then chargeable.

I am very confused as I don't know what to do now, as I don't have big spends as such where I can cover the 7.5L threshold to wave off the renewal fees. What if the offer goes away if I take lot of time to think?! Lol.

Any guidance 🙏

 

[D₹V]

If there is renewal benefits, you can take 😅.

 

[CCnewbie]

If there is renewal benefits, you can take 😅.

Read about the credit card. I think the card is above me reach. Also I don't see renewal benefits for me. So I think the decision is made for me.
Thank you very much for helping me to decide.

 

[lowkey]

I am in the same boat, got the same upgrade offer from Business Regalia to BizBlack, First year free then 10k/year

 

[CCnewbie]

I am in the same boat, got the same upgrade offer from Business Regalia to BizBlack, First year free then 10k/year

So what have you decided? How much time will the offer linger for us to decide, any idea?

 

[Samarth343]

BizBlack is mostly good if you have to make tax payments, gst payments on a regular basis.
Base Reward points are 60% extra for normal spends as compared to Business Regalia.

 

[bing1309]

Biz black is dinners network the usage or swipe of it is absolutely 10% i would say most of them won't accept it's Poor than American express for a matter of fact. If it works where you can use it's a great card or else just trash still regalia is a good card. If you are not spending much. Always see your spends in a year and choose the card
Offers might come and go but your card network and usage matters a lot. Depending on that take the card or else leave it. In my case i have biz black not even 6 months over spends about 20l completed. So totally depends on what you wanted.

 

[doctoramar]

Biz black is dinners network the usage or swipe of it is absolutely 10% i would say most of them won't accept it's Poor than American express for a matter of fact. If it works where you can use it's a great card or else just trash still regalia is a good card. If you are not spending much. Always see your spends in a year and choose the card
Offers might come and go but your card network and usage matters a lot. Depending on that take the card or else leave it. In my case i have biz black not even 6 months over spends about 20l completed. So totally depends on what you wanted.

Hi! Any idea how to make vendor payments with bizblack?