Got HDFC Bank Pre-approved Business Moneyback Credit Card offer!

[moonsmart]

Yesterday got Pre-approved banner in HDFC netbanking showing Business Moneyback card with upto 1.5L limit.

I was expecting to get Millennia card initially, so is there anyway to get it now or should I take Moneyback and upgrade it later?

I have 3 accounts in my family banking and all three got the pre-approved offer, although apart from my account the other two have Moneyback+ card with slightly lower limit than mine.
My guess is that this is because of difference in employment profiles.

My account is 1.5 years old and the other two were opened in April. Upgraded to Classic Family banking program in May.

 

[moonsmart]

I also got LTF business moneyback from my preferred account on Jan 2022 with 75K limit

Was your profile self-employed or salaried?

 

[moonsmart]

I also got LTF business moneyback from my preferred account on Jan 2022 with 75K limit

Did your offer changed from Business Moneyback to Millennia? If yes, how many it took?

 

[moonsmart]

I didn't wait ... Then this forum didn't exist so I didn't have information about this

Alright, but I'm not sure if I'll be offered Millennia as my profile is self-employed. Still wondering if they'll upgrade to Millennia later as limit is sufficient for it.

 

[moonsmart]

They'll give but now it's upto you ofcourse

Will apply it then. Let's hope upgrade works.

 

[Rashya]

What is the difference between moneyback and moneyback+ card ?

 

[moonsmart]

What is the difference between moneyback and moneyback+ card ?

Moneyback+ has a different rewards structure than the older Moneyback card.
Moneyback+ is better.