Got HDFC second credit card but 🤦

[Deleted member 35969]

I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards.

So I asked him to cancel this card but he told that the fees will be charged to you after 4-5 months till then u can use the credit card and if you don't wanna continue that you can close it after 1-2 months OR he has given me option to cancel this card right now.

Now I am thinking to use this card for 1 or 2 months then I will close it.

So is it worth paying 500+ GST if continue with this card as Max I Spend 3k through swiggy.

Kindly guide me what to do who has this credit card.

 

[Wealth is my birth right!]

I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards.

So I asked him to cancel this card but he told that the fees will be charged to you after 4-5 months till then u can use the credit card and if you don't wanna continue that you can close it after 1-2 months OR he has given me option to cancel this card right now.

Now I am thinking to use this card for 1 or 2 months then I will close it.

So is it worth paying 500+ GST if continue with this card as Max I Spend 3k through swiggy.

Kindly guide me what to do who has this credit card.

Swiggy app shows ltf why 500/-

 

[hitirfan]

Swiggy app shows ltf why 500/-

Its LTF for some lucky users only.

May be based on app use...

 

[theflash]

So is it worth paying 500+ GST if continue with this card as Max I Spend 3k through swiggy.

Kindly guide me what to do who has this credit card.

I did close it due to lower limit within 3 months no fees charged...

Also 3k monthly then for sure keep it as 300*12 = ₹3600 and if yearly then too 300 will be recovered + 5% on online spends like FK Amzn is great deal if you shop from there.

 

[Wealth is my birth right!]

Its LTF for some lucky users only

Oh ok
I am getting daily 1 mail and app when opened pops up ltf so thought bank want to give card to all free to capitalize market

 

[dhiraz]

I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards.

So I asked him to cancel this card but he told that the fees will be charged to you after 4-5 months till then u can use the credit card and if you don't wanna continue that you can close it after 1-2 months OR he has given me option to cancel this card right now.

Now I am thinking to use this card for 1 or 2 months then I will close it.

So is it worth paying 500+ GST if continue with this card as Max I Spend 3k through swiggy.

Kindly guide me what to do who has this credit card.

From Where You Applied App or Website?

Did they ask for income documents & KYC

I already have a savings account and 2 credit cards (Business MoneyBack & Tata Neu) from HDFC Bank

 

[Deleted member 35969]

From Where You Applied App or Website?

Did they ask for income documents & KYC

I already have a savings account and 2 credit cards (Business MoneyBack & Tata Neu) from HDFC Bank

From Where You Applied App or Website?

Did they ask for income documents & KYC

I already have a savings account and 2 credit cards (Business MoneyBack & Tata Neu) from HDFC Bank

App, no income doc, kyc obviously is mandatory, no home verification...

Do you got seperate limit for both cards ? If yes then how did u applied?

 

[dhiraz]

App, no income doc, kyc obviously is mandatory, no home verification...

Do you got seperate limit for both cards ? If yes then how did u applied?

No Seperate Limit, Both Have Merged Limit

 

[arun4455]

Oh ok
I am getting daily 1 mail and app when opened pops up ltf so thought bank want to give card to all free to capitalize market

I can see only paid card.

 

[Boy 07]

App, no income doc, kyc obviously is mandatory, no home verification...

Do you got seperate limit for both cards ? If yes then how did u applied?

I have money back plus with limit 70 k holding last two years i tried to apply ltf swiggy but there was error .then i tried with another number swiggy approved with seperate limit

 

[Deleted member 35969]

I have money back plus with limit 70 k holding last two years i tried to apply ltf swiggy but there was error .then i tried with another number swiggy approved with seperate limit

PAN can use nhi kita ?

 

[Boy 07]

PAN can use nhi kita ?

without pan how can i apply i think they will closed after some time