GUIDE into Buying your Health Insurance - Discussion & Guide

[Rahul098]

No no, not care.
Better to go with HDFC or even Aditya Birla/Niva Bupa

Yeah I am going with HDFC. I have also written a mail to the grievance team. Let's see what they say

 

[magscas]

Star Health is very notorious. You can definitely raise the case with their grievience redressal and go to district forum if necessary. Also if you feel that it is very tedious, better take a new policy. Even if you port to say, Niva Bupa, they will permenantly exclude some diseases while underwriting if the age is on the higher side. Also, other companies would be ok to underwrite the policy depending on the HbA1c level. DM me and I can explain in detail.

Star health insurance. I want to port my policy. Does anyone know pno mail for star health insurance?

 

[Rahul098]

Star Health is very notorious. You can definitely raise the case with their grievience redressal and go to district forum if necessary. Also if you feel that it is very tedious, better take a new policy. Even if you port to say, Niva Bupa, they will permenantly exclude some diseases while underwriting if the age is on the higher side. Also, other companies would be ok to underwrite the policy depending on the HbA1c level. DM me and I can explain in detail.

Dmed you. The part about niva bupa is true I went for an ear surgery this year. I ported from star to niva and niva had permanently Excluded any earlier related things in the my policy now.

 

[magscas]

Dmed you. The part about niva bupa is true I went for an ear surgery this year. I ported from star to niva and niva had permanently Excluded any earlier related things in the my policy now.

In this case, I would suggest going for a new policy and go through the waiting period. In certain policies like ICICI Elevate, you can even reduce the waiting period to 30 days for few conditions by paying around 1.5 to 2K per year as add-on