Maverick_007
TF Neo
Hello Folks, reaching out to the Credit Card Gurus for some help!
So, I have recently got an HDFC Bizblack as a floater card on my Regalia Gold. I have a few questions:
1. I am getting an upgrade on Regalia Gold to get DCBM (FYF), should I go for it? What benefits can I get via DCBM that BizBlack doesn't already offer me? I am also concerned about its acceptability? But since its FYF and I have already met all milestones for Regalia Gold, I was on the fence about getting this upgrade. but if it doesn't offer any additional benefit over BizBalck, I dont see the point in upgrading...
2. Do Rent payments count towards Annual Fee waiver thresholds of Rs. 7.5 Lakhs for HDFC Bizblack or 8 Lakhs of DCBM? (I'm aware rent payments don't fetch any Reward Points)
3. Silly question: Does the Floater Bizblack also have a renewal fee? So in that case, will I have to pay renewal fee of both Regalia Gold (or DCBM if i take the upgrade) and BizBlack?
So, I have recently got an HDFC Bizblack as a floater card on my Regalia Gold. I have a few questions:
1. I am getting an upgrade on Regalia Gold to get DCBM (FYF), should I go for it? What benefits can I get via DCBM that BizBlack doesn't already offer me? I am also concerned about its acceptability? But since its FYF and I have already met all milestones for Regalia Gold, I was on the fence about getting this upgrade. but if it doesn't offer any additional benefit over BizBalck, I dont see the point in upgrading...
2. Do Rent payments count towards Annual Fee waiver thresholds of Rs. 7.5 Lakhs for HDFC Bizblack or 8 Lakhs of DCBM? (I'm aware rent payments don't fetch any Reward Points)
3. Silly question: Does the Floater Bizblack also have a renewal fee? So in that case, will I have to pay renewal fee of both Regalia Gold (or DCBM if i take the upgrade) and BizBlack?
