HDFC Add on Card questions (for tata neu & swiggy cards)

[thomas.lunakutty]

Hi folks

I have searched and read other threads on the topic, and the replies seem to be different in different threads

-> I want to apply for add on credit cards for both Tata Neu and Swiggy cards for my wife. Does my wife have to be a HDFC account holder / have an existing relationship with HDFC? She has no customer ID with HDFC. (On a different note, we have a home loan from HDFC which has both our names on it. Not sure if that is relevant or not)
-> My swiggy card is LTF. My Tata Neu is not. If I get a add on card for her, will we be paying twice the annual fee for Neu, or just the one?
-> Will OTPs go to her number or mine? This is critical, because I absolutely do not want the OTP to come to primary number, which I suspect is also the case for most people wanting to get a add on card in the first place.

-> If I use the swiggy credit card to load swiggy cash, will I still get the cash back, or does it only have to be purchases on swiggy / instamart etc?

What is the recommended way to get an add on card if the secondary card holder has no relationship with HDFC? mycards web portal? Using the HDFC app? Netbanking? Tata Neu app? Going to a physical branch (if so, should it be home branch or can it be any other branch?)

 

[Gaara]

I want to apply for add on credit cards for both Tata Neu and Swiggy cards for my wife. Does my wife have to be a HDFC account holder / have an existing relationship with HDFC? She has no customer ID with HDFC. (On a different note, we have a home loan from HDFC which has both our names on it. Not sure if that is relevant or not)

Doesn't need any relation with HDFC.
The only rule is they should be related to you.

 

[Gaara]

My swiggy card is LTF. My Tata Neu is not. If I get a add on card for her, will we be paying twice the annual fee for Neu, or just the one?

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Manage%20Your%20Credit%20Cards%20PDFs/MITC%201.64.pdf

 

[thomas.lunakutty]

Doesn't need any relation with HDFC.
The only rule is they should be related to you.

Appreciate it, thank you

View attachment 59587

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Manage%20Your%20Credit%20Cards%20PDFs/MITC%201.64.pdf

Wow how did you find that URL? Thank you for that detail.

 

[Gaara]

Appreciate it, thank you




Wow how did you find that URL? Thank you for that detail.

HDFC has everything on their website.

Select the card > Fees and charges > Click here

 

[Brainy humanoid]

Doesn't need any relation with HDFC.
The only rule is they should be related to you.

-> Will OTPs go to her number or mine? This is critical, because I absolutely do not want the OTP to come to primary number, which I suspect is also the case for most people wanting to get a add on card in the first place.

can you please comment on this, if you can.

 

[Wealth is my birth right!]

Doesn't need any relation with HDFC.
The only rule is they should be related to you.

Without spouse cust id can we apply?

 

[Fini7777]

Without spouse cust id can we apply?

we can get add-on cards through mobile/net banking for existing hdfc cust
if they don't have a relation with hdfc they've to go to the branch and fill form for add on card

 

[Fini7777]

Hi folks

I have searched and read other threads on the topic, and the replies seem to be different in different threads

-> I want to apply for add on credit cards for both Tata Neu and Swiggy cards for my wife. Does my wife have to be a HDFC account holder / have an existing relationship with HDFC? She has no customer ID with HDFC. (On a different note, we have a home loan from HDFC which has both our names on it. Not sure if that is relevant or not)
-> My swiggy card is LTF. My Tata Neu is not. If I get a add on card for her, will we be paying twice the annual fee for Neu, or just the one?
-> Will OTPs go to her number or mine? This is critical, because I absolutely do not want the OTP to come to primary number, which I suspect is also the case for most people wanting to get a add on card in the first place.

-> If I use the swiggy credit card to load swiggy cash, will I still get the cash back, or does it only have to be purchases on swiggy / instamart etc?

What is the recommended way to get an add on card if the secondary card holder has no relationship with HDFC? mycards web portal? Using the HDFC app? Netbanking? Tata Neu app? Going to a physical branch (if so, should it be home branch or can it be any other branch?)

Recently they've changed their terms
so, The otp will be sent to add-on card holder's number they will receive a separate credit card number

But I don't think u can get tata neu card as add-on or if u get it u may not be able to link it to upi, others have to respond for this que I may be wrong

 

[wiizzard]

You can get an add-on for Tata Neu, I just got it last week.
The OTP is coming to add on card holder, but for some reason I am not able to link it to UPI or MyCards

 

[sowl22292]

Recently they've changed their terms
so, The otp will be sent to add-on card holder's number they will receive a separate credit card number

But I don't think u can get tata neu card as add-on or if u get it u may not be able to link it to upi, others have to respond for this que I may be wrong

Were you able to setup upi for add on card??

 

[Fini7777]

Were you able to setup upi for add on card??

No, currently not possible

 

[sowl22292]

No, currently not possible

Even though if mobile number is changed for add on card it is not possible??

 

[Fini7777]

Even though if mobile number is changed for add on card it is not possible??

Afaik most of the card issuers haven't enabled upi option yet for add on cards

 

[krish11]

Afaik most of the card issuers haven't enabled upi option yet for add on cards

I have add on card holders using their mobile. number for UPI for Indusind, IDFC, Tata Neu HDFC and Bank of Baroda. All these issuers allowed the UPI of add on cards on their UPI apps through add on card holder's mobile number. Even OTPs are getting delivered to their mobile numbers.

 

[Fini7777]

I have add on card holders using their mobile. number for UPI for Indusind, IDFC, Tata Neu HDFC and Bank of Baroda. All these issuers allowed the UPI of add on cards on their UPI apps through add on card holder's mobile number. Even OTPs are getting delivered to their mobile numbers.

Tata neu hdfc ??
Are u sure, I heard that it's not working are u personally verified it?

 

[krish11]

Tata neu hdfc ??
Are u sure, I heard that it's not working are u personally verified it?

It's been 3 months that my 2 sisters are using the Add on Card with UPI enabled on their mobile number without any issue at all. All UPI transactions on all 3 cards (Primary+ 2 Add On ) is going smoothly and respective OTPs are getting delivered to each mobile number.

The only issue I faced is the statement where the total of each Add on Card is not given separately and all of us use UPI for multiple transactions. We have to manually do the total for each individual add on card - that's really annoying. Indusind Card has best statement format if you have Add on Card

 

[Fini7777]

It's been 3 months that my 2 sisters are using the Add on Card with UPI enabled on their mobile number without any issue at all. All UPI transactions on all 3 cards (Primary+ 2 Add On ) is going smoothly and respective OTPs are getting delivered to each mobile number.

The only issue I faced is the statement where the total of each Add on Card is not given separately and all of us use UPI for multiple transactions. We have to manually do the total for each individual add on card - that's really annoying. Indusind Card has best statement format if you have Add on Card

Sounds great may be I should get one for my father
Recently my mom received upgrade from HDFC and the add on card number was same and mob num is primary card holder's num linked to add on
That's the reason I asked u
Thank u..

 

[krish11]

Sounds great may be I should get one for my father
Recently my mom received upgrade from HDFC and the add on card number was same and mob num is primary card holder's num linked to add on
That's the reason I asked u
Thank u..

Regarding HDFC Add on Cards, there has been a policy change in Feb 2024. Earlier they gave same card number as primary number to Add on Holders and no scope of adding other mobile numbers.

If you got your add on card issued before Feb 2024, then any changes in primary card will not get u a new card number for add on.

I have DCB given to my Dad 2 years back and got the card renewed last December and same card number was issued to him.

I submitted new application for add on card almost 3 months back for Tata Neu for my sisters. For DCB, i have to get the already issued add on card cancelled and submit a fresh application but didn't bother as Dad mostly uses them lounge access and POS transactions only.