DCB HDFC automatically upgrading DCB plastic to metal in back end?

[anuran]

I recently booked a hotel for 2 nights for a total of about 10000 and received 3345 RP on smartbuy. This checks out at 10x reward points. However, DCB plastic had a daily cap of 2500 9x reward points which it didn't seem to hit. Is HDFC upgrading the plastic to metal without actually shipping the metal card? Which means the fee waiver has also increased.

 

[drsel]

This is unusual, just consider yourself lucky !
I don't think your card has changed automatically without any notice

 

[anuran]

This is unusual, just consider yourself lucky !
I don't think your card has changed automatically without any notice

Maybe not. But the smartbuy portal says paid with DCB metal while I can still see the upgrade option on the app to DCB metal which I am not accepting by choice. It is a possibility that they are discontinuing dcb plastic altogether.

 

[6ix9ine]

Maybe not. But the smartbuy portal says paid with DCB metal while I can still see the upgrade option on the app to DCB metal which I am not accepting by choice. It is a possibility that they are discontinuing dcb plastic altogether.

HDFC has discontinued DCB plastic, they are not issuing it anymore.

 

[sidpsidp is verified member.]

It's most likely an system issue.They need to notify any change to the cc. They can't upgrade without your consent. And they definitely can't treat existing cc as an upgrade.
DCB pvc & DCBm have similar nnames, but they are indeed 2 different product. Even though infinnia pvc and infinnia metal have same reward/Fee structure, they are also different product.

most likely they will find out after sometime and adjust it.

 

[P3T3R_GOA]

I can still see the upgrade option on the app to DCB metal which I am not accepting by choice.

Any particular reason for not upgrading?

 

[R_A_J]

Any particular reason for not upgrading?

pricing change from LTF to paid

 

[Sobirvs]

while I can still see the upgrade option on the app to DCB metal which I am not accepting by choice.

just fyi, my brother got emails/text to upgrade his acclero card of icici, he didn't pay attention. Now in feb 2025, his card expired and icici just send him msg the card has been closed. So if HDFC discontinue's a card and let's say your expiration of the card is april 2026, then if u don't upgrade before that, hdfc will close your dcb plastic and u will need to apply as a fresh application (not pre approved).

 

[GG21]

No, my DCB plastic has just been renewed and HDFC sent the new DCB card at my address.

 

[syedimrose]

Add-on cards issued in February-2025 are also Plastic card only.

 

[drsel]

just fyi, my brother got emails/text to upgrade his acclero card of icici, he didn't pay attention. Now in feb 2025, his card expired and icici just send him msg the card has been closed. So if HDFC discontinue's a card and let's say your expiration of the card is april 2026, then if u don't upgrade before that, hdfc will close your dcb plastic and u will need to apply as a fresh application (not pre approved).

I have 4 lifetime free ICICI cards for many years now.
(I don't use any of them at all, I would like ONLY a paid Emerald private metal, not even a paid Times Black)

But whenever any one of these 4 expires, I automatically get a new one without any email for upgradation

 

[P3T3R_GOA]

pricing change from LTF to paid

I think you should go for the metal and fulfil the spend criteria to get the fee waiver. You have to do 5L for the plastic and 8L for the metal which is and additional 25K per month.

Thread 'HDFC Bank Diners Club Black Metal Credit Card Launched | Difference Between the Plastic and New Metal DCB Card'

Oct 18, 2023

Last October, HDFC Bank launched the metal version of their flagship credit card, the HDFC Bank Infinia credit card. Now, it's DCB's turn. HDFC Bank has introduced the Metal variant of the Diners Club Black Credit Card today. Let's delve deeper into this credit card and also compare the differences between the existing plastic DCB and the new Metal DCB.
Annual Fees: Rs. 10,000 + GST
Annual Fees Waiver Condition: Spend Rs. 8 Lakhs in a year.


Welcome Benefits:

1. Complimentary Annual memberships of Club Marriott, Amazon Prime & Swiggy One on spending Rs. 1.5...​

• TechnoFino
• hdfc dcb metal credit card
• Replies: 167
• Forum: New Credit Card Launch & Related News

• 
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So if HDFC discontinue's a card and let's say your expiration of the card is april 2026, then if u don't upgrade before that, hdfc will close your dcb plastic and u will need to apply as a fresh application (not pre approved).

I think they will warn you that the card is being discontinued. Only in case of non usage they close your card without notice.

But whenever any one of these 4 expires, I automatically get a new one without any email for upgradation

That's normal if the card is still available. My Regalia and Union Signature used to get renewed without any mail.

Incidentally 2 of my cards got closed due to non usage.
First was my Bobcard BPCL. Bobcard was my first ever credit card. Was some basic one. It was upgraded to BPCL. Once I got the HDFC Card (Don't remember which one) I stopped using the Bobcard. They renewed it once and then closed it.
Same happened with my SBI Card.
I wish I had continued with the Bobcard. Would have been my oldest card.

 

[Honeydew]

Add-on cards issued in February-2025 are also Plastic card only.

Add-on cards for dcb plastic gets different card number or same card number as primary?

 

[syedimrose]

Add-on cards for dcb plastic gets different card number or same card number as primary?

Add-on will have the same card no. as of Primary.. Just the name on the card will be with add-on holder to differentiate at the lounger services.

 

[GG21]

Now HDFC gives different card number for add on card. Infact mobile number OTP can also be different. However if you already have old add on card then it cannot be replaced with add on card with different card number