HDFC Bank DCB Black to Infinia Upgrade Query.

[praveenebox]

I am having DCB black with 10 Lakhs limit and it is getting expired by november 2022. I am asking for infinia upgrade through RM and grievience cell but they are rejecting. Now I sent a big mail saying my utilization in last 12 months is more than 8 lakhs. They replied saying I have to spend 7.5 Lakhs in 6months. This seems very unrealistic for me as Diners acceptance now a days is very very less.

Is it the case to get Infinia Upgrade? I though of threatening them by saying Transfer my salary account to some other bank[10 years I am having HDFC account].

 

[Gautham]

I am having DCB black with 10 Lakhs limit and it is getting expired by november 2022. I am asking for infinia upgrade through RM and grievience cell but they are rejecting. Now I sent a big mail saying my utilization in last 12 months is more than 8 lakhs. They replied saying I have to spend 7.5 Lakhs in 6months. This seems very unrealistic for me as Diners acceptance now a days is very very less.

Is it the case to get Infinia Upgrade? I though of threatening them by saying Transfer my salary account to some other bank[10 years I am having HDFC account].

Yes, even i am thinking of doing the same. They treat their existing customers very badly. Every offer is for New customers only.

 

[TechnoFinoTechnoFino is verified member.]

I am having DCB black with 10 Lakhs limit and it is getting expired by november 2022. I am asking for infinia upgrade through RM and grievience cell but they are rejecting. Now I sent a big mail saying my utilization in last 12 months is more than 8 lakhs. They replied saying I have to spend 7.5 Lakhs in 6months. This seems very unrealistic for me as Diners acceptance now a days is very very less.

Is it the case to get Infinia Upgrade? I though of threatening them by saying Transfer my salary account to some other bank[10 years I am having HDFC account].

Do it...
Email them directly, RMs are useless in most cases.
Email priorityredressal.creditcards@hdfcbank.com

 

[SubhankarSubhankar is verified member.]

I am having DCB black with 10 Lakhs limit and it is getting expired by november 2022. I am asking for infinia upgrade through RM and grievience cell but they are rejecting. Now I sent a big mail saying my utilization in last 12 months is more than 8 lakhs. They replied saying I have to spend 7.5 Lakhs in 6months. This seems very unrealistic for me as Diners acceptance now a days is very very less.

Is it the case to get Infinia Upgrade? I though of threatening them by saying Transfer my salary account to some other bank[10 years I am having HDFC account].

Yes, the spending criteria is correct, you will have to spend 7.5-8L. They're only considering if you've the qualifying income.
Exceptions can be made, try your luck, but in reality HDFC is pretty stubborn.