gabzvee
TF Select
Hey guys,
This might sound like a little rant, but I'm not able to get an answer from HDFC for why they declined my CC application for the BizGrow card. I'm a partner at an LLP but I'm also paid a salary... I think I was contacted by a regular sales person for the card and after hearing my cibil and income, she said I'd definitely get it.
Now, I know not to trust these sales people, but this person called (coincidentally) shortly after I reached out to HDFC asking them guidance of their Biz series.
Only after the application was submitted, she revealed she could help me with other bank cards as well 💀
But she said I'll get the card nonetheless.
Also, I completed the vKYC, the card went into process and review... (no income verification docs were asked) I thought this is because my cibil is 780.
Finally after all this a few days later I saw the status update to declined on the tracker...
Reason acc to the salesperson - "Internal Policy" 💀
How do I get this card? Would it make sense to send an email to grievances email of HDFC with any relevant docs or something?
Also, could this have happened because she mentioned "Self Employed" instead of "Salaried" in the application?
This is the second time I'm being rejected by HDFC, last time was Millennia a year ago 😭 But only had a cibil of 755 or something, so I didn't feel bad... But why now?? 😭
This might sound like a little rant, but I'm not able to get an answer from HDFC for why they declined my CC application for the BizGrow card. I'm a partner at an LLP but I'm also paid a salary... I think I was contacted by a regular sales person for the card and after hearing my cibil and income, she said I'd definitely get it.
Now, I know not to trust these sales people, but this person called (coincidentally) shortly after I reached out to HDFC asking them guidance of their Biz series.
Only after the application was submitted, she revealed she could help me with other bank cards as well 💀
But she said I'll get the card nonetheless.
Also, I completed the vKYC, the card went into process and review... (no income verification docs were asked) I thought this is because my cibil is 780.
Finally after all this a few days later I saw the status update to declined on the tracker...
Reason acc to the salesperson - "Internal Policy" 💀
How do I get this card? Would it make sense to send an email to grievances email of HDFC with any relevant docs or something?
Also, could this have happened because she mentioned "Self Employed" instead of "Salaried" in the application?
This is the second time I'm being rejected by HDFC, last time was Millennia a year ago 😭 But only had a cibil of 755 or something, so I didn't feel bad... But why now?? 😭
