chacks18
TF Select
Long story short, I got an pop-up in HDFC Mobile App that check offer for Credit card. I clicked, filled details. I was only eligible for Business Moneyback Card. I applied and it just straightaway declined as while filling additional info I selected occupation as salaried and and a CIBIL Enquiry was also conducted for the same. Within few minutes I received an Email as follows,
I am a salaried individual, and looking for a normal HDFC Credit Card. I opened this account in 4-5 months ago and using it for regular transactions and maintaining Average Balance of 1,00,000+, I dont know why I was offered with an Business variant in the first place, even though I've updated my Employment details in profile section with this account while opening this account.
Now as per the mail,
"Don't worry. We have a Credit Card that might be a good fit for you.
Our team will contact you within 3 to 5 working days so we can get your approval for this new card."
What should I ideally do now?
Has anyone faced similar kinda issue?
I dont want to apply fresh again as an enquiry is already made and also I'm not being able to apply through the same process as it says, .You have recently applied and cannot proceed. Please advice me getting a smooth approval for any HDFC Credit card.
I am a salaried individual, and looking for a normal HDFC Credit Card. I opened this account in 4-5 months ago and using it for regular transactions and maintaining Average Balance of 1,00,000+, I dont know why I was offered with an Business variant in the first place, even though I've updated my Employment details in profile section with this account while opening this account.
Now as per the mail,
"Don't worry. We have a Credit Card that might be a good fit for you.
Our team will contact you within 3 to 5 working days so we can get your approval for this new card."
What should I ideally do now?
Has anyone faced similar kinda issue?
I dont want to apply fresh again as an enquiry is already made and also I'm not being able to apply through the same process as it says, .You have recently applied and cannot proceed. Please advice me getting a smooth approval for any HDFC Credit card.