HDFC CC journey so far. Need further suggestions.

[hgupta]

My first hdfc credit card is tata neu plus FYF. I have done decent spend but not meet fee reversal criteria, I requested 2-3 times to make it LTF before charging fee via call and email, even threat to close the card but they didn't agree. So I closed the card.
Then I open savings account, after around 10 months 3 LTF cards showing when I applied, DCP, Swiggy, Tata neu plus. Though I prefer millennia LTF because I don't travel, but still for core HDFC card I accept DCP offer in December 2024. Now I am able to apply next card after cooling period. Is there any other way to apply before cooling period for floater HDFC CCs?
Which next card which you suggest me?

 

[NAB]

Try from Tata Neu App itself. If it's allowing you to apply from there.

 

[hgupta]

Try from Tata Neu App itself. If it's allowing you to apply from there.

No option to apply there.

 

[surojitlaha]

Check from Swiggy app. It's a good one to have in portfolio

 

[kuchbhi]

Check from Swiggy app. It's a good one to have in portfolio

especially when one doesn't have millenia!

 

[surojitlaha]

especially when one doesn't have millenia!

Exactly 💯 💯

 

[hgupta]

How can I milk DCP? Or it is an ox. I should replace it with cow (other CCs). If yes, with which one?

 

[kuchbhi]

How can I milk DCP? Or it is an ox. I should replace it with cow (other CCs). If yes, with with one?

take swiggy
you will get
cow
shelter
food
drink
chadar
bistar
mats
home
giene
and what not
huury up order now
DILEVERY IN 10 MIns

 

[hgupta]

take swiggy
you will get
cow
shelter
food
drink
chadar
bistar
mats
home
giene
and what not
huury up order now
DILEVERY IN 10 MIns

Only FYF not LTF through Swiggy app. Can it be converted into LTF later?

 

[surojitlaha]

Only FYF not LTF through Swiggy app. Can it be converted into LTF later?

Bhagwan bharose (⁠•⁠‿⁠•⁠)

 

[hgupta]

I have never travelled by air. For the very first time, Should I book flight ticket through smart buy using DCP worth rupees around 12000
Or try tricks to get cheap flight ticket like incognito mode on and all and book from website which has lowest rate?

 

[tachniki]

I have never travelled by air. For the very first time, Should I book flight ticket through smart buy using DCP worth rupees around 12000
Or try tricks to get cheap flight ticket like incognito mode on and all and book from website which has lowest rate?

What is reward return on DCP?

 

[hgupta]

What is reward return on DCP?

Confusing reward structure.
Here is the link

Privilege Credit Card: Apply for Diners Club Priviledge Credit Card

Apply for Diners Club Privilege Credit Card & earn exclusive reward points, enjoy complimentary movie and non-movie tickets on BookMyShow, get exciting vouchers, etc.

www.hdfcbank.com

 

[aniketkr.sharma]

I have never travelled by air. For the very first time, Should I book flight ticket through smart buy using DCP worth rupees around 12000
Or try tricks to get cheap flight ticket like incognito mode on and all and book from website which has lowest rate?

First check for prices on other platforms, if available you can buy coupons for that platform