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HDFC Cibil hard pull for no reason

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althafvly

althafvly

TF Premier
Hi,

I just recieved an email from cibil stating there's a new lender enquiry. It was from HDFC. But I haven't applied for any new credit card or loan. There's no enquiry purpose mentioned like other enquiries. Anyone have any idea?.

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althafvly said:
Hi,

I just recieved an email from cibil stating there's a new lender enquiry. It was from HDFC. But I haven't applied for any new credit card or loan. There's no enquiry purpose mentioned like other enquiries. Anyone have any idea?.

View attachment 62567

View attachment 62566
Click to expand...
Did you think of or talked to your friends at work about Infinia / Regalia Gold / Millennia today??
.
.
.


.
HDFC AI chip in your brain may be causing this issue !! 😉 😉
 
Last edited:
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althafvly said:
No. I did ask for a credit card upgrade via mail, 2 weeks ago. But they emailed me sent income details to Chennai office.
Click to expand...
They now acted on your upgrade request after 2 weeks.. it is very simple...
Now if you send them your income docs, they will run their black box algorithm and may say " sorry , due to internal policy blah balh..."
If you are lucky you will get the Upgrade..

all the best..
 
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paxauquabriba-4876 said:
dispute asap as either its fraud or else bank is fcuking witchu
Click to expand...
This enquiry is not yet showing in dispute section, so I can't dispute at the moment. I have mailed HDFC for clarification.

SSV said:
Did you think of or talked to your friends at work about Infinia / Regalia Gold / Millennia today??
.
.
.


.
HDFC AI chip in your brain may be causing this issue !! 😉 😉
Click to expand...
🤣🤣 Mmm millennia.
 
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Reactions: SSV
Upvote 0 Downvote
SSV said:
They now acted on your upgrade request after 2 weeks.. it is very simple...
Now if you send them your income docs, they will run their black box algorithm and may say " sorry , due to internal policy blah balh..."
If you are lucky you will get the Upgrade..

all the best..
Click to expand...
I didn't give them any consent to check for cibil or upgrade to a specific card. I only asked them if there's any upgrade offer available for me.
 
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althafvly said:
I didn't give them any consent to check for cibil or upgrade to a specific card. I only asked them if there's any upgrade offer available for me.
Click to expand...
How did you request them?? did you fill any form??

It is like your wife / GF.. if you are silent they will take it as "YES" (to suit their wishes)..
 
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althafvly said:
Hi,

I just recieved an email from cibil stating there's a new lender enquiry. It was from HDFC. But I haven't applied for any new credit card or loan. There's no enquiry purpose mentioned like other enquiries. Anyone have any idea?.

View attachment 62567

View attachment 62566
Click to expand...
better wait till MON or TUE to see if any LE or card upgrade happens...
 
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