HDFC Credit Card Cooldown Period

[c9646]

I just got a Millennia credit card recently but I also wanted the Swiggy credit card. I tried to apply using HDFC website but it said something like "you just got a credit card so we cannot accept another application right now".

Swiggy app however keeps offering me this card as LTF.

I wanted to ask what is the cooldown period for HDFC credit cards and will the application be rejected if I apply from the Swiggy app itself right now?

 

[aniketkr.sharma]

I just got a Millennia credit card recently but I also wanted the Swiggy credit card. I tried to apply using HDFC website but it said something like "you just got a credit card so we cannot accept another application right now".

Swiggy app however keeps offering me this card as LTF.

I wanted to ask what is the cooldown period for HDFC credit cards and will the application be rejected if I apply from the Swiggy app itself right now?

6 months, from swiggy if application is done it will be approved

 

[c9646]

6 months, from swiggy if application is done it will be approved

So if I do my application from Swiggy, I can bypass the 6 month cooldown period?

 

[aniketkr.sharma]

So if I do my application from Swiggy, I can bypass the 6 month cooldown period?

Yeah 100% as its floater

 

[_deb_]

Yeah 100% as its floater

My HDFC core card is 5 months old . I tried applying for the Tata Neu card but still getting the same message as OP.