HDFC Credit card upgrade

[Yuvi 1]

Hello,
I am new to credit cards i have HDFC Freedom Rupay Plus Credit Card, which i have been using for over a year, and recently, started getting emails and SMS from HDFC for card upgrade.

They offering an upgrade to IOCL credit from the Freedom credit card. can any help me with this should i upgrade the card?

I recently graduated and doing a normal job so not sure how this rewards system works.

 

[Tejo]

Hello,
I am new to credit cards i have HDFC Freedom Rupay Plus Credit Card, which i have been using for over a year, and recently, started getting emails and SMS from HDFC for card upgrade.

They offering an upgrade to IOCL credit from the Freedom credit card. can any help me with this should i upgrade the card?

I recently graduated and doing a normal job so not sure how this rewards system works.

If it's millennia I should say to upgrade.

If you have fuel spends take Else don't take and wait super premium card like millennia, dcb.

 

[BeingIncogBeingIncog is verified member.]

super premium card like millennia

😍

 

[opsnk]

Millennia, regalia should be the next step.

 

[Yuvi 1]

If it's millennia I should say to upgrade.

If you have fuel spends take Else don't take and wait super premium card like millennia, dcb.

Thanks for the help and yes I don't have any fuel spend so I'll skip this upgrade.

 

[ethanhunt]

Hey Guys, I had opened a HDFC account few months back which which they converted to preferred account for name sake due to keeping good balance i guess. I was expecting any premium card preapproved offer but did not got. Last month i self applied online and got HDFC moneyback+card with only 50k limit. I thought after takinng i will request an card upgrade and limit extension. I wrote a mail few days back but today they responded that they cant give aany upgrade/ limit extend. I really cant understand HDFC how they decide. what should I do please suggest?? This moneyback+ is not of much use and credit limit is very low. thinking of closing both saving account and card in anger... I have ICICI sapphiro LTF and Axis Ace which were approved in first application...

 

[akshayhs]

I wrote a mail few days back but today they responded that they cant give aany upgrade/ limit extend. I really cant understand HDFC how they decide. what should I do please suggest??

Keep a basic savings account of 10k MAB and using Millennia/ESP for monthly cashbacks, and move the money elsewhere. Apart from that, nothing else can be done.

 

[NShah]

Hey Guys, I had opened a HDFC account few months back which which they converted to preferred account for name sake due to keeping good balance i guess. I was expecting any premium card preapproved offer but did not got. Last month i self applied online and got HDFC moneyback+card with only 50k limit. I thought after takinng i will request an card upgrade and limit extension. I wrote a mail few days back but today they responded that they cant give aany upgrade/ limit extend. I really cant understand HDFC how they decide. what should I do please suggest?? This moneyback+ is not of much use and credit limit is very low. thinking of closing both saving account and card in anger... I have ICICI sapphiro LTF and Axis Ace which were approved in first application...

Card upgrade can be done after 5 to 6 months of card aaproval
If you have Itr or salary slip you can request them credit limit increase by mail

 

[VikasAdvocate]

Card upgrade can be done after 5 to 6 months of card aaproval
If you have Itr or salary slip you can request them credit limit increase by mail

They upgrade my millennia after 2 years to Business regalia. They are very cheap in le and upgrade