hdfc credit card

[kratos7]

have a hdfc digiyouth account with 5k mab. I maintain around 10k, what kind of transactions should I do?upi/debit card etc and how much transactions a month, how much balance to keep to get infian/ dcb/ regalia gold offer.

 

[akshayhs]

All three are out of reach currently if you ask me. Keep transacting using debit card and your goal should be to get Millennia. Anything other than that, it won't be worth the effort.

 

[VasukiVasuki is verified member.]

have a hdfc digiyouth account with 5k mab. I maintain around 10k, what kind of transactions should I do?upi/debit card etc and how much transactions a month, how much balance to keep to get infian/ dcb/ regalia gold offer.

1.5-2 lakh + for regalia or dcb .
Infinia - lets not talk about it

With 50-1 lakh - Millniea .

 

[kishorvr]

I have more than 1.5 lakh. Can I go for regalia or dcb?

 

[VasukiVasuki is verified member.]

I have more than 1.5 lakh. Can I go for regalia or dcb?

Maintain for few months & sit tight .
U will also get upgraded to classic banking ..
If pre approved card come with less limit or card variant just avoid & sit .. keep maintaining .

 

[kishorvr]

Maintain for few months & sit tight .
U will also get upgraded to classic banking ..
If pre approved card come with less limit or card variant just avoid & sit .. keep maintaining .

I have classic already. I had taken millennia cc ltf before I was offered classic. Pls advice on what can be done.

 

[kratos7]

All three are out of reach currently if you ask me. Keep transacting using debit card and your goal should be to get Millennia. Anything other than that, it won't be worth the effort.

I can maintain 5-7 lakhs a for an year to get the offer

 

[akshayhs]

I can maintain 5-7 lakhs a for an year to get the offer

Infinia and DCB will be issued based on existing HDFC card spends. So better hope for regalia gold, but Millennia is better in most ways.

 

[kratos7]

Infinia and DCB will be issued based on existing HDFC card spends. So better hope for regalia gold, but Millennia is better in most ways.

I want regali gold for lounge access, pls tell me how much balance to keep and how much to spend for regalia gold pls

 

[VasukiVasuki is verified member.]

I want regali gold for lounge access, pls tell me how much balance to keep and how much to spend for regalia gold pls

Open account in idfc .
Give initial payment of 2 -3 lakh .
And Go for Select / Wealth account.
Dc is good enough than any cc .
It has 2+2&3+3 lounge access.

Open 10k account as base account not 25k..

No need to stress that much for regalia