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Hdfc credit card

  • Thread starter Thread starter 2024
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2024

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1. I have a hdfc co-branded card since 6yrs bt in CIBIL initial issue limit is shown, as over the time my card limit enhanced to 12+lacks, why it's not showing on CIBIL
2.can we use hdfc co-branded card with any other bank for c to c application (or there may b any problem due to present limit not showing on CIBIL, only initial limit is shown)
 
HDFC does not report your credit card limit to Cibil. It reports your monthly spend.
I doubt co-branded card will be helpful for getting any other bank core card. Also evenif you applied other bank will check your credit card statements of previous months and there they can see your credit card limit so no worry about Cibil here.
 
HDFC does not report your credit card limit to Cibil. It reports your monthly spend.
I doubt co-branded card will be helpful for getting any other bank core card. Also evenif you applied other bank will check your credit card statements of previous months and there they can see your credit card limit so no worry about Cibil here.
Thanks but can anyone confirm that co-branded card are useful for card to card application process as I ve 12lack+ limit on co-branded card n it may help to get new card higher limit
 
Thanks but can anyone confirm that co-branded card are useful for card to card application process as I ve 12lack+ limit on co-branded card n it may help to get new card higher limit
It should work. As I recently applied HDFC Millenia LTF using my ICIC HPCL Coral card as it is my oldest and highest limit card.
 
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