HDFC DCB Credit Card Failing

[sidmanraj]

In Paytm and city union pos machine getting this issue

card insert failed, try swiping card

 

[drsel]

You will find it very hard to recover 11800 renewal fees
There are no points given and the memberships offered have no cash value, are not very useful and you can easily do without them.

It is better to close the card and save 11800.
Atlas is much better.

 

[nrj1007]

You will find it very hard to recover 11800 renewal fees
There are no points given and the memberships offered have no cash value.
they are not very useful and you can easily do without them.

Don't take DCB unless you can spend more than 5 lakhs in a year to waive off the fee or take it if offered as LTF.

 

[drsel]

Also DCB has very low acceptance offline at POS swipe machines

 

[drsel]

Don't take DCB unless you can spend more than 5 lakhs in a year to waive off the fee or take it if offered as LTF.

Lifetime free is only for alumni of IIT, IIM and reputed business schools

 

[nrj1007]

@drsel you are correct. That's why I said if you can spend more than 5 lakhs with these restrictions then only it makes sense, otherwise not.

 

[drsel]

If he has 5 lacs spends, he should apply for Atlas

 

[drsel]

When Magnus was launched, it killed Infinia
now Atlas is killing DCB

 

[sidmanraj]

earlier it used to get accepted at Paytm pos machines.

 

[nrj1007]

If he has 5 lacs spends, he should apply for Atlas

Agreed. I have both. DCB is LTF though.
I use Atlas for most payments.
DCB for smart buy gift voucher spends and lounge access for me and my family.

 

[D₹V]

Also DCB has very low acceptance offline at POS swipe machines

True, my diners also didn't work on contactless Pinelabs machine.

Had to pay via UPI.

 

[sidmanraj]

Insert card in pos machine failing
Swipe card in POS machine passing

 

[flash2399]

I haven't faced a single problem with it in Hyderabad, Bangalore and Goa (Paytm, Pine Labs, ICICI, Axis, HDFC POS machines iirc) . With the chip, the card gets marked as "Rupay" network on the receipt. The contactless payments do not work at all unless it's a HDFC POS machine. Also, it gets marked as "Diners Club" network on the HDFC POS machine.

 

[sidmanraj]

I haven't faced a single problem with it in Hyderabad, Bangalore and Goa (Paytm, Pine Labs, ICICI, Axis, HDFC POS machines iirc) . With the chip, the card gets marked as "Rupay" network on the receipt. The contactless payments do not work at all unless it's a HDFC POS machine. Also, it gets marked as "Diners Club" network on the HDFC POS machine.

should i go with card re-issue.
As insert card in pos machine failing
swipe card in pos machine passing
do you know cost of card re-issue?

 

[flash2399]

should i go with card re-issue.
As insert card in pos machine failing
swipe card in pos machine passing
do you know cost of card re-issue?

What's the name of your card in the app? For me it's "NEW DINERS BLACK DOM". I heard that the acceptability for it is good as it's working on the Rupay network.

 

[nrj1007]

do you know cost of card re-issue?

Rs118

 

[Tosh]

What's the name of your card in the app? For me it's "NEW DINERS BLACK DOM". I heard that the acceptability for it is good as it's working on the Rupay network.

Been using DCB for 13 months now. Online and offline both and am yet to come across a machine where it got rejected . Probably because I am in a Tier 1 city though not sure how it looks like in smaller cities

 

[nrj1007]

Been using DCB for 13 months now. Online and offline both and am yet to come across a machine where it got rejected . Probably because I am in a Tier 1 city though not sure how it looks like in smaller cities

I have never been rejected offline. But online faced some rejections. Some goverment websites doesn't support it. I had do to some international payments regarding US visa and university fees. It was not supported there.

 

[D₹V]

Insert card in pos machine failing
Swipe card in POS machine passing

That's the case with Diners network bro.

Doesn't work most of the times.

Can't be done anything. Creating multiple threads won't help.

@ashwink kindly merge duplicate threads Thread 'HDFC DCB Credit Card Failing' https://www.technofino.in/community/threads/hdfc-dcb-credit-card-failing.17967/

Also that is in Axis topic.