sbatra
TF Neo
My current relationship with HDFC (cc shared limit 7 lakhs) is
1. HDFC DCB (LTF) - Spends are 35-40k per month as I use other cards too. But can move all spends here.
2. HDFC Tata Neu Infinity (Paid) - but I use it for all insurance payments and some gold scheme at Mia. So annual spend reaches 3 lakhs
3. HDFC Swiggy (LTF) - Very rarely used as I live in tier 2 city and don't order food online much. Instamart and Dineout are not available. Kept it till now, because maybe I will relocate to Tier 1 city in a year or two.
3. Salary account with Rs. ~3 lakh per month and 10-15 lakhs FDs in Imperia family account.
My other cards which I use regularly:
1. Axis Atlas
2. ICICI EPM (just got it)
3. SBI Cashback
I want to upgrade to Infinia due to daily limits on the DCB plastic. But all my upgrade and limit increase requests in last two years have been rejected by the bank.
I will shift to APay (using ICICI EPM) for insurance and also got Tata Neu Infinity for my wife as backup.
My question is
1. will closing Tata Neu infinity and Swiggy card help?
2. People in Tier 1 cities, is swiggy card useful to you guys? It is worth keeping?
1. HDFC DCB (LTF) - Spends are 35-40k per month as I use other cards too. But can move all spends here.
2. HDFC Tata Neu Infinity (Paid) - but I use it for all insurance payments and some gold scheme at Mia. So annual spend reaches 3 lakhs
3. HDFC Swiggy (LTF) - Very rarely used as I live in tier 2 city and don't order food online much. Instamart and Dineout are not available. Kept it till now, because maybe I will relocate to Tier 1 city in a year or two.
3. Salary account with Rs. ~3 lakh per month and 10-15 lakhs FDs in Imperia family account.
My other cards which I use regularly:
1. Axis Atlas
2. ICICI EPM (just got it)
3. SBI Cashback
I want to upgrade to Infinia due to daily limits on the DCB plastic. But all my upgrade and limit increase requests in last two years have been rejected by the bank.
I will shift to APay (using ICICI EPM) for insurance and also got Tata Neu Infinity for my wife as backup.
My question is
1. will closing Tata Neu infinity and Swiggy card help?
2. People in Tier 1 cities, is swiggy card useful to you guys? It is worth keeping?
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