hdfc DCB: question regarding timing and overlap of annual and welcome benefits

[ltf4ever]

upon spends of above 8 lakhs, dcb gives 'annual' benefits of timesprime, mmt black, etc.

it also gives the same benefits if you spend 1.5 lakhs within 3 months of card issuance.

suppose i spend 1.5 lakhs within 3 months, and 6.5 lakhs more in the next 3 months (total 8 lakhs in 6 months, hence qualifying for both annual as well as welcome benefits):
will i get the annual benefits AFTER i complete 1 year of the card (renewal month), or immediately after i complete spend of 8 lakh?

 

[TheMentalist]

upon spends of above 8 lakhs, dcb gives 'annual' benefits of timesprime, mmt black, etc.

it also gives the same benefits if you spend 1.5 lakhs within 3 months of card issuance.

suppose i spend 1.5 lakhs within 3 months, and 6.5 lakhs more in the next 3 months (total 8 lakhs in 6 months, hence qualifying for both annual as well as welcome benefits):
will i get the annual benefits AFTER i complete 1 year of the card (renewal month), or immediately after i complete spend of 8 lakh?

Renewal month, as they are annual benefits from 2nd year onwards, either you pay fees or reach milestone spends in preceding year

1.5L for Welcome Benefit, 8L (or 6.5L more) for getting benefit on renewal (2nd year)

 

[gurubhai]

Renewal month, as they are annual benefits from 2nd year onwards, either you pay fees or reach milestone spends in preceding year

Hi, My card was registered on 12 Aug 2022. Can I expect the Annual Milestone benefit at start of next month?
Do you have any experience?

 

[TheMentalist]

Hi, My card was registered on 12 Aug 2022. Can I expect the Annual Milestone benefit at start of next month?
Do you have any experience?

No experience.. but if your Aug statement shows the benefit, then you should get it at start of Sept