• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

HDFC declined CC mentioning Contact Point Verification reason.

EnthuCC

TF Premier
Hi, I had applied for HDFC credit card few days ago.

✅VKYC done.
✅Application verification on phone done.
✅Work address verification done.
✅Home address verification done.

🚫Card declined.

Why?

1737808600947.webp

What exactly is this Contact Point Verification process?

What should I do now?
 
Hi, I had applied for HDFC credit card few days ago.

✅VKYC done.
✅Application verification on phone done.
✅Work address verification done.
✅Home address verification done.

🚫Card declined.

Why?

View attachment 81626

What exactly is this Contact Point Verification process?

What should I do now?
This was sad to hear.
Now mail pno to re open and re view the application.
They weill inform you of the next steps.
 
This was sad to hear.
Now mail pno to re open and re view the application.
They weill inform you of the next steps.
What exactly shall I mention there? I don't wanna seem desperate.

And what's with their verifiers creepy behavior of taking photos of home and office and asking neighbors name?
 
What exactly shall I mention there? I don't wanna seem desperate.
You should mention
That my this this application got rejected even after several verification
I hereby request to re-open and review the application.
Please contact me if any further input is required from my side.
And what's with their verifiers creepy behavior of taking photos of home and office and asking neighbors name?
Yes they do
Even once from icici they visited my home took photos and asked neighbours name
Its part of home verification idk why
May be just to verify that the person actually belongs here
 
Hi, I had applied for HDFC credit card few days ago.

✅VKYC done.
✅Application verification on phone done.
✅Work address verification done.
✅Home address verification done.

🚫Card declined.

Why?

View attachment 81626

What exactly is this Contact Point Verification process?

What should I do now?
Happened with me last year.

Send a word in dm on X. Get a lead id from them. The priority redressal team will take care of it.
 
Post application rejection and after multiple contacts to Bank representative, multiple emails to grievance and escalation team, and Twitter support I received this email from HDFC CC grievance redressal team.

Email screenshot

chrome_qBrcWB0xHr.webp

😡These things took a whole month. And still rejected.

You know what was the issue? The verification person arrived at workplace on Saturday and that too on lunch hours when I was at home for lunch. My colleague was in office and he asked questions to him. And he came to home as well and took photos and everything.

After rejection I was mentioned by HDFC bank representative that my visiting card was missing during verification. I offered him my visiting card and he collected it from my home and got my signature on two pages which he said that those were declaration forms.

I don't know what happened to those forms. I'm concerned about its misuse.

What should I do now?

Because of this verification and re-verification I had to cancel many plans to outside even for lunch or tea during working hours.

HDFC credit card application process is torturous and harassment of a kind.
 
Back
Top