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That’s the irony she already has her salary account with HDFC , still they rejected quoting poor CibilIf u really want Card and don't want any mess then Simply open your wife's account and Maintain good balance. And create short term fd..
HDFC bank gives pre approved offer within 90 days
In my case 45 days.
Anyways hdfc cards nowadays is a waste , we were applying for DCP under alumini program as she checks all the checkboxes for that , good Cibil , net salary few bucks approx 1200 less than 1.75 lakhs and her college was a part of the programme .That’s the irony she already has her salary account with HDFC , still they rejected quoting poor Cibil
If 825 is poor not sure what would be a good score 😀
Any Source where it is mentioned that only 1.46L is needed for DCB?Hi Anir,
Salary criteria is relaxed now to 1.46L. Do check my blog:
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DCB - How to get HDFC Diners Club Credit Card Life Time Free
Hello Everyone, HDFC Bank runs a special Diners Institute Program for the people who have either completed their education from the list of institutes mentioned below link or are part of the Club mentioned in the below link: List of Eligible Institute & Club Link: Link Under this program, you...www.technofino.in
Hey,Any Source where it is mentioned that only 1.46L is needed for DCB?
Are you sure her cibil score is still 825? I mean did you check recently within last few days? My cibil score used to be 796 few months ago but it has fallen drastically to 764 without any negative reason. Same thing happened to many people.HDFC declined my wife’s credit card request, stating poor credit bureau reports. Her Cibil score is 825 currently. Can we ask for reconsideration ??
Ok. When my brother applied, they asked if net salary is less than 1.75L per month, he can go for DCP and not DCB.Hey,
I was talking about HDFC Alumni Program. I have official person HDFC who confirmed to me and you can validate by contacting them as well.
For regular applications I have no idea about income criteria.
Yes I think Experian is 800+ for almost everyone 😅 but CIBIL is less.Also I am assuming you know the difference between cibil score and credit score from other bureaus. Later one is 800+ for almost all people.
YeahAre you sure her cibil score is still 825? I mean did you check recently within last few days? My cibil score used to be 796 few months ago but it has fallen drastically to 764 without any negative reason. Same thing happened to many people.
Also I am assuming you know the difference between cibil score and credit score from other bureaus. Later one is 800+ for almost all people.