Hdfc digi save account realted query?

[Bob78900]

Guys i am thinking to open digi save account in hdfc bank. Can any one tell me how can i open this account do i need to go to branch or online will work. And will i get pre-approved offers like credit card and loan. Can i operate this account in bank like cash deposit withdraw from branch etc. Cheque book will be given or not.
Mainly i want cheque book and pre-approved offers.
And what will happen when i turn 26 years because this account is only for age 18-25.
Please clear my queries

 

[Batmanbaba]

Better to find a rural or semi urban branch in your city.... Open a regular savings account with 2500 or 5000 MAB... Much better for long term... And much peace of mind

 

[Bob78900]

Better to find a rural or semi urban branch in your city.... Open a regular savings account with 2500 or 5000 MAB... Much better for long term... And much peace of mind

I live in delhi no rural branch here sir. Can you answer my question?

 

[Batmanbaba]

There is one semi urban branch in delhi.... And after 25...it will be converted to normal savings account... Hdfc is very punctual in account conversion....you can open it online.... Vkyc also available... U will get free moneyback debit card for 1st year... Loan and all other offers will also be available.... Amb in metro or urban is 5000 and in rural - 2500

Only 2 free cash deposit or withdrawal from branch... And 1.25 lakh limit in transactions from branch... I. E deposit and withdrawal

And moat of the digital accounts don't give free cheque... Like in bank of baroda... In this also... It will be same.. Passbook free but cheque book chargeable...

 

[Bob78900]

There is one semi urban branch in delhi.... And after 25...it will be converted to normal savings account... Hdfc is very punctual in account conversion....you can open it online.... Vkyc also available... U will get free moneyback debit card for 1st year... Loan and all other offers will also be available.... Amb in metro or urban is 5000 and in rural - 2500

Only 2 free cash deposit or withdrawal from branch... And 1.25 lakh limit in transactions from branch... I. E deposit and withdrawal

And moat of the digital accounts don't give free cheque... Like in bank of baroda... In this also... It will be same.. Passbook free but cheque book chargeable...

Very far from my location i can consider only when I'll do only online transaction. It is very far from my location in case of any problem i cannot travel. Btw is there any restriction on maximum balance like in some banks there are restriction like i can only keep 1 lac maximum balance

 

[Batmanbaba]

Very far from my location i can consider only when I'll do only online transaction. It is very far from my location in case of any problem i cannot travel. Btw is there any restriction on maximum balance like in some banks there are restriction like i can only keep 1 lac maximum balance

No.... Nothing such.... After kyc no restrictions....

 

[Abhishek012]

There is one semi urban branch in delhi.... And after 25...it will be converted to normal savings account... Hdfc is very punctual in account conversion....you can open it online.... Vkyc also available... U will get free moneyback debit card for 1st year... Loan and all other offers will also be available.... Amb in metro or urban is 5000 and in rural - 2500

Only 2 free cash deposit or withdrawal from branch... And 1.25 lakh limit in transactions from branch... I. E deposit and withdrawal

And moat of the digital accounts don't give free cheque... Like in bank of baroda... In this also... It will be same.. Passbook free but cheque book chargeable...

Can you share the link, where i can find rural branch ?

 

[Batmanbaba]

DBIE

dbie.rbi.org.in

 

[Batmanbaba]

Can you share the link, where i can find rural branch ?

DBIE

dbie.rbi.org.in

 

[Bob78900]

Those restrictions are there in the utmost lower variant accounts lime ICICI mine etc.

But after kyc there are no restriction. I also have 1 account in icici i Cannot open mine account now. Btw mine account also gets pre-approved offers?

 

[ashwinkashwink is verified member.]

But after kyc there are no restriction. I also have 1 account in icici i Cannot open mine account now. Btw mine account also gets pre-approved offers?

Yes icici mine account gets pre approved offers

 

[Bob78900]

Yes icici mine account gets pre approved offers

Can i open this account if i already have icici account with 10k mab?

 

[ashwinkashwink is verified member.]

Can i open this account if i already have icici account with 10k mab?

No this account is not able to open the person who holds any of icici bank account

 

[Bob78900]

No this account is not able to open the person who holds any of icici bank account

Sad yaar Account close krke yeh account ni khol skte?

 

[ashwinkashwink is verified member.]

Sad yaar Account close krke yeh account ni khol skte?

Then also they don't allow they were clear on this

 

[Bob78900]

Then also they don't allow they were clear on this

Where they said about this? Can you share with me?

 

[Batmanbaba]

Where they said about this? Can you share with me?

Its only for first time customer.... If you already have an account or you have closed your account.... You cant open online account in any bank if india... And icici mine is a digital account... Even if you apply it will tell you... You already have existing relationship with bank....

 

[Bob78900]

Its only for first time customer.... If you already have an account or you have closed your account.... You cant open online account in any bank if india... And icici mine is a digital account... Even if you apply it will tell you... You already have existing relationship with bank....

Shit yaar

 

[ashwinkashwink is verified member.]

Shit yaar

Don't feel Yaar BTW why you are interested in mine?

 

[Bob78900]

Don't feel Yaar BTW why you are interested in mine?

Zero balance And also you're getting pre approved offer that's why