HDFC Forex Card Loophole: Earn 15,000 Bonus Points with This Smart Trick!

[CardTroller]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

 

[CardTroller]

View attachment 87225


bhai bhai bhai

We are TF Bros, We don't fight.

 

[RewardsAlert]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

Thanks for adding the needed credit dear @CardTroller, it's highly appreciated of you!

 

[RewardsAlert]

@Abhishek012
Puri @TechnoFino army ko sakshi maante hue maine aapka ye ban lift kar diya hai with immediate effect!
Let me know if you face any challenges with our community in future.
Yours truly,

 

[Abhishek012]

@Abhishek012
Puri @TechnoFino army ko sakshi maante hue maine aapka ye ban lift kar diya hai with immediate effect!
Let me know if you face any challenges with our community in future.
Yours truly,

View attachment 87226

Thanks . .

 

[Harry1]

Lol before both of u guys, this was discussed in Forex 5x post itself. Just because, people don't make a thread, it doesn't get noticed 🤣.

 

[Reward Hunter]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

Hey biz Black is not allowed as per website and post of yours.

 

[Reward Hunter]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

Biz Black. Not allowed as per T & C

 

[Anuj1231222]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

Has anyone tried loading through Biz black? T&Cs do not mention the card, if some one has tried it please let me know.

 

[galamonic]

We get error while submitting the forex form! any one else facing the same ?
Server error. Please contact system administrator.

 

[drsel]

We get error while submitting the forex form! any one else facing the same ?
Server error. Please contact system administrator.

View attachment 87430

Passport file number Second character is O, not zero

 

[sagarlakhisarani]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

Are you sure that Biz Black Card Holders are also getting 5x rewards on Forex Loading?
I think its Diners Black and not Biz black

 

[drsel]

Are you sure that Biz Black Card Holders are also getting 5x rewards on Forex Loading?
I think its Diners Black and not Biz black

Both DCB and Biz Black will get

 

[ccdc]

if we load usd into the card....will it bill in INR or USD...??

 

[nomad47]

Anyone who has bought the card recently, have your bonus points being credited?

 

[drsel]

if we load usd into the card....will it bill in INR or USD...??

You will see Indian rupees in your credit card statement

 

[drsel]

Anyone who has bought the card recently, have your bonus points being credited?

Received 1x or 3.33% points in 2 days, but lost out 1% on the dollar fall

 

[P3T3R_GOA]

this is legally allowed brother.

Don't say it's illegal. I think it might get you in trouble, as it is just like axis issue. Play safe bro..

I don't understand how people in their right mind can think this is legal. The points are given for spending on the card. Specifically for loading the Forex card and then using the Forex card abroad, Now if you are withdrawing the money from the card you are not using it for its intended purpose. Sooner or later HDFC will plug the loophole and reverse the points you earned. They can also take legal action just like Axis.
Another impact is HDFC my stop giving points for loading Forex cards. Genuine users of the forex cards will loose because of the greed and stupidity of some people.

 

[Half Human]

I don't understand how people in their right mind can think this is legal. The points are given for spending on the card. Specifically for loading the Forex card and then using the Forex card abroad, Now if you are withdrawing the money from the card you are not using it for its intended purpose. Sooner or later HDFC will plug the loophole and reverse the points you earned. They can also take legal action just like Axis.
Another impact is HDFC my stop giving points for loading Forex cards. Genuine users of the forex cards will loose because of the greed and stupidity of some people.

Sorry bro.. it was a typo from my end.. I said 'Dont say illegal'.. what I meant was 'Dont Say LEGAL'.. Autocorrect defeated me.. 😂 l. The rest of my words were against this use.. thought one would understand

 

[P3T3R_GOA]

Sorry bro.. it was a typo from my end.. I said 'Dont say illegal'.. what I meant was 'Dont Say LEGAL'.. Autocorrect defeated me.. 😂 l. The rest of my words were against this use.. thought one would understand

I understood it was a typo. I quoted your post because my thinking is in line with yours.

 

[abhiaj98]

How is it not like the axis debacle but maybe worse?

In case of axis, one could return a purchased product and still keep the reward points. The returning of product was perfectly legal and routine, the other aspect was not. Very very clearly, it is the same case here.

Worse because hdfc may take away the points being rewarded and you also end up paying 5-6% in forex markup.

Of course, one can very well take a chance as banks IT systems are usually paralyzed to deal with these kinds of stuff. The databases are different, the IT companies and projects of hdfc forex and hdfc cc dept maybe different. And it will most likely be a costly affair for hdfc to actually chase those who utilised this loophole.

So yeah throw a dice and probably pray that 6 doesnt come up.