Infinia HDFC Infinia C2C

[amr]

Hi,

I have opened a Savings Bank account with HDFC around a month ago. I have a corporate account tie up with HDFC. So I am getting it converted tomorrow to preferred salary. My net salary is around 2.5L. I am maintaining a balance of around 5L currently.

When I asked for Infinia, they mentioned min net salary is 2.75L. But this is my credit card profile:
1. Axis Atlas - 9.48L limit (5 months old. I have spends worth 7L)
3. Amex MRCC - 5L limit
4. Amex Gold Charge
5. HDFC Tata Neu Infinity and Swiggy (Both LTF and shared limit of 1.5L. I had good spends on Tata Neu Infinity. So I put a mail and got it converted to LTF)
6. Amazon Pay ICICI - 6.7L limit
7. Yes Marquee - 3L limit
8. AU Zenith+ - 6.9L limit
9. SBI Prime Vistara - 1.22L limit

Do you suggest me to apply C2C using Axis Atlas for Infinia? What are the chances of approval? Or is there any other way?

 

[Shin-Chan]

C2C Chances 0
Salary based you can negotiate with the BM

 

[drsel]

You need to apply without having any co branded HDFC credit card and apply directly at the branch offline with 45 lakhs income tax returns or more

 

[great]

You can ask your boss to increase your salary by 25k to qualify for infinia.

 

[amr]

C2C Chances 0
Salary based you can negotiate with the BM

Okay thank you

 

[amr]

You can ask your boss to increase your salary by 25k to qualify for infinia.

😂😂 sure !

 

[amr]

You need to apply without having any co branded HDFC credit card and apply directly at the branch offline with 45 lakhs income tax returns or more

I do have the required ITR. But I don’t want to close neu.

 

[drsel]

You can ask your boss to increase your salary by 25k to qualify for infinia.

Ask Boss for a temporary increase in salary.
after Infinia he can reduce the salary and also deduct the extra amount paid for the temporary increase in salary

 

[elite34700]

I do have the required ITR. But I don’t want to close neu.

This will be an upgrade case ; neu should get converted to infinia. Provided you have 7.5 lakhs spends in 6 months and you will need a deviation on salary.