HDFC IRCTC bug removed

[unit vector]

The IRCTC card was providing 1% cashback on all transaction as "IRCTC transaction waiver" even on fuel purchase and an additional legit 1% reward points for ticket booking.

From few days there is no waiver seen on my transaction history, so I assume it's over. My monthly purchase was around 15k via this upi card and I am using for around 10 months.
Just my observation 😌.

 

[nh124001]

The IRCTC card was providing 1% cashback on all transaction as "IRCTC transaction waiver" even on fuel purchase and an additional legit 1% reward points for ticket booking.

From few days there is no waiver seen on my transaction history, so I assume it's over. My monthly purchase was around 15k via this upi card and I am using for around 10 months.
Just my observation 😌.

yes it was true 😀

 

[Sahil_07]

The IRCTC card was providing 1% cashback on all transaction as "IRCTC transaction waiver" even on fuel purchase and an additional legit 1% reward points for ticket booking.

From few days there is no waiver seen on my transaction history, so I assume it's over. My monthly purchase was around 15k via this upi card and I am using for around 10 months.
Just my observation 😌.

But there is a reward of 1% in other spends,so is not it expected?

 

[unit vector]

But there is a reward of 1% in other spends,so is not it expected?

1% reward on other spends was always there and still it is.

 

[Sahil_07]

1% reward on other spends was always there and still it is.

so was they giving 2%?

 

[unit vector]

so was they giving 2%?

Yes, they were.

 

[Sahil_07]

Yes, they were.

I too have this card, but have not noticed it. Was they giving 1% after transaction and 1% after bill generation?

 

[unit vector]

I too have this card, but have not noticed it. Was they giving 1% after transaction and 1% after bill generation?

No, after one or two days of transaction.

 

[shafishaheer212]

yes it was true 😀

They remove transactions waiver 1% for UPI and other online purchases from August 2024 month. Anyone getting still waiver 1% for this hdfc IRCTC credit card?

 

[nh124001]

They remove transactions waiver 1% for UPI and other online purchases from August 2024 month. Anyone getting still waiver 1% for this hdfc IRCTC credit card?

nopes it has fixed now

 

[shafishaheer212]

nopes it has fixed now

Still I have problem . When you started receiving waiver?

 

[shafishaheer212]

Anyone starting receiving again transaction waiver from yours hdfc IRCTC credit card please confirm?

 

[MrImmortal09]

Hey, @unit vector , can you pls tell how did you get hdfc irctc, I mean your journey and which cards did you had before, what is hdfc irctc limit, and did you require any income docs for this?

 

[unit vector]

Hey, @unit vector , can you pls tell how did you get hdfc irctc, I mean your journey and which cards did you had before, what is hdfc irctc limit, and did you require any income docs for this?

I had ICICI,SBI IRCTC and Axis bank unsecured credit cards before applying this card as my very first HDFC card. I applied via cashkaro but was "decline" after couple of days, was informed via sms that a physical kyc was required. I did the biometric and within a day the card was approved. No income documents were demanded at any stage, limit assigned was 83K and later increased to 90K.

 

[Sahil_07]

I had ICICI,SBI IRCTC and Axis bank unsecured credit cards before applying this card as my very first HDFC card. I applied via cashkaro but was "decline" after couple of days, was informed via sms that a physical kyc was required. I did the biometric and within a day the card was approved. No income documents were demanded at any stage, limit assigned was 83K and later increased to 90K.

Seems like you have to apply this card first ,if you have other existing hdfc cards,then it will be rejected

 

[MrImmortal09]

Any suggestions for me, here is my history, first I got a secured idfc bank credit card , I used for 10 months , then I closed this card as I got Flipkart axis, it has 25k limit, I also have a education loan currently and my cibil is 780. Now axis Flipkart is 5 months old.
I want hdfc irctc card.

 

[Sahil_07]

Any suggestions for me, here is my history, first I got a secured idfc bank credit card , I used for 10 months , then I closed this card as I got Flipkart axis, it has 25k limit, I also have a education loan currently and my cibil is 780. Now axis Flipkart is 5 months old.
I want hdfc irctc card.

You don't have any hdfc card na?

 

[MrImmortal09]

You don't have any hdfc card na?

No, I don't have , I did apply for hdfc tata neu, much back , like 4 month before , they provided me a fd one , which I didn't proceed with

Now I do get random ivr calls , offering hdfc cards

 

[Sahil_07]

No, I don't have , I did apply for hdfc tata neu, much back , like 4 month before , they provided me a fd one , which I didn't proceed with

Now I do get random ivr calls , offering hdfc cards

Check inbox .