HDFC Millenia Debit card + Payzapp cashback.

[STONE_MAN]

Hi,

How much cashback will I get if I will purchase the gift card from payzapp app by following these steps.


1. Open Payzapp > Scroll down

2. Click on Banner of smartbuy (upto 10% cashback).

3. Scroll down click on any voucher from the section e-voucher from top brands.

4. sign in into Gyftr

5. Choose denomination

6. on checkout page click on "pay xxx rs".

7. Payment method interface will open, Now there is just one option as compared to website. In website (DC/CC & Payzapp wallet ) In payzapp app ( HDFC Payzapp)

8. Click on payzapp option , then enter card details and make payment.

I know that I will definitely get 5% base cashback. I wanna know how much promotional cashback I will receive and where in payzapp or HDFC Millenia Debit card.

When I am paying on payzapp then first it gets added to payzapp wallet / or is it directly paid to merchant ( GYFTR)?

Will I get 3% or 5%. And will this cashback be instant or I will have to wait for 90-120 days. Will I have to also enter any coupon code for this cashback, and if yes then where?

 

[STONE_MAN]

@

VISHESH_BANSAL​

Tagging you for help.

 

[VISHESH_BANSAL]

@

VISHESH_BANSAL​

Tagging you for help.

Purchase using Smartbuy Website/Mobile Site only if you are using Debit Card.

After 90 days you will get 5% in the form Redeemable Promotional Debit Card Cash Points

If you are using Payzapp for GVs Purchase using DC , You have to Apply Promocode from Apply Promocode Tab Visible during the Payment and You will instantly get 3% Cashback as Payzapp Cashpoints instead of 5% after 90 days.

You already highlighted in Your screenshots what will you get for which Paymode, still How Can you have doubt ?🤦‍♂️

 

[STONE_MAN]

Purchase using Smartbuy Website/Mobile Site only if you are using Debit Card.

After 90 days you will get 5% in the form Redeemable Promotional Debit Card Cash Points

If you are using Payzapp for GVs Purchase using DC , You have to Apply Promocode from Apply Promocode Tab Visible during the Payment and You will instantly get 3% Cashback as Payzapp Cashpoints instead of 5% after 90 days.

You already highlighted in Your screenshots what will you get for which Paymode, still How Can you have doubt ?🤦‍♂️

Thank you for replying.

I am choosing payzapp wallet option, but paying through DC. I am confused that does the dc payment first goes to payzapp and then to GYFTR ( 5% cashback + 1% wallet load, as wallet is final payment instrument) or does the DC payment directly goes to GYFTR (3% payzapp wallet cashback + 5% base Millenia CB).

Also, One more thing I observed, I am not getting the option to apply promocode when I am trying to buy amazon & Flipkart GC. But when I am buying Bigbasket then promocode field is visible on the final page.


Attaching all the screenshots for reference.

Also, Kindly confirm If I understood this part right or not.

"5% cashback + 1% wallet load" - payzapp wallet

3% payzapp wallet cashback + 5% base Millenia CB - DC payment on payzapp payment gateway.

I hope I will be getting 5% base Millenia cb as well If I choose DC to pay.

VISHESH_BANSAL​

 

[SSV]

Purchase using Smartbuy Website/Mobile Site only if you are using Debit Card.

After 90 days you will get 5% in the form Redeemable Promotional Debit Card Cash Points

If you are using Payzapp for GVs Purchase using DC , You have to Apply Promocode from Apply Promocode Tab Visible during the Payment and You will instantly get 3% Cashback as Payzapp Cashpoints instead of 5% after 90 days.

You already highlighted in Your screenshots what will you get for which Paymode, still How Can you have doubt ?🤦‍♂️

What about if I buy train tickets on smarty buy website using payzapp wallet, will i get that 5% CB, if so by when and where to check?

 

[VISHESH_BANSAL]

What about if I buy train tickets on smarty buy website using payzapp wallet, will i get that 5% CB, if so by when and where to check?

No Cashback for Train Tickets if you Pay using Wallet Amount.

Read the Table given in First Post.

In that Table every thing is Crystal Clear.

 

[SSV]

No Cashback for Train Tickets if you Pay using Wallet Amount.

Read the Table given in First Post.

In that Table every thing is Crystal Clear.

Thanks, you saved me some time

 

[VISHESH_BANSAL]

Thank you for replying.

I am choosing payzapp wallet option, but paying through DC. I am confused that does the dc payment first goes to payzapp and then to GYFTR ( 5% cashback + 1% wallet load, as wallet is final payment instrument) or does the DC payment directly goes to GYFTR (3% payzapp wallet cashback + 5% base Millenia CB).

Also, One more thing I observed, I am not getting the option to apply promocode when I am trying to buy amazon & Flipkart GC. But when I am buying Bigbasket then promocode field is visible on the final page.


Attaching all the screenshots for reference.

Also, Kindly confirm If I understood this part right or not.

"5% cashback + 1% wallet load" - payzapp wallet

3% payzapp wallet cashback + 5% base Millenia CB - DC payment on payzapp payment gateway.

I hope I will be getting 5% base Millenia cb as well If I choose DC to pay.

VISHESH_BANSAL​

Millennia Card Features is Capped to 400/Month including 5%, 2.5% and 1% Txns

SMARTHUB Cashback is Capped at 1000/Card

If you do Txn at GYFTR SMATBUY in Payzapp via DC , then Instead of 5% Smartbuy Cashback in the form of DC Points, you will get only 3% Payzapp Cashpoints , only when you apply the Promocode. If Promocode is not applicable for Specific Vouchers the neither 3% nor 5%


But Card Features 400/Month is Seperate which will come after 60-90 Days as DC Points Without any Promocode

 

[GShan]

Millennia Card Features is Capped to 400/Month including 5%, 2.5% and 1% Txns

SMARTHUB Cashback is Capped at 1000/Card

If you do Txn at GYFTR SMATBUY in Payzapp via DC , then Instead of 5% Smartbuy Cashback in the form of DC Points, you will get only 3% Payzapp Cashpoints , only when you apply the Promocode. If Promocode is not applicable for Specific Vouchers the neither 3% nor 5%


But Card Features 400/Month is Seperate which will come after 60-90 Days as DC Points Without any Promocode

From Dec23 onwards, smartbuy gv through millennia DC is not fetching 5% but only 2.5% cashback points. No resolution from hdfc from last 2 months. Did anyone get any solution?

 

[vasanth_ece]

From Dec23 onwards, smartbuy gv through millennia DC is not fetching 5% but only 2.5% cashback points. No resolution from hdfc from last 2 months. Did anyone get any solution?

Yes, this is happening for last 2 months. The below link doesn't have any reference to Millenia debit card cashback on Smartbuy.

Deals

SmartBuy is a platform only for display of offers extended by Merchants to HDFC Bank's Customers

offers.smartbuy.hdfcbank.com

But in Millenia Debit card page, they mentioned 5% cashback

With the HDFC Bank Millennia Debit Card, you can truly Keep Going with Debit.

Key features:-

• Get up to ₹4800 CashBack every year
• 5% CashBack points on shopping via PayZapp and SmartBuy
• 2.5% CashBack points on all online Spends

Contracdictory terms, @VISHESH_BANSAL , did you receive cashback for Smartbuy transaction for Millenia DC.?

 

[Beyond]

Millennia Card Features is Capped to 400/Month including 5%, 2.5% and 1% Txns

SMARTHUB Cashback is Capped at 1000/Card

If you do Txn at GYFTR SMATBUY in Payzapp via DC , then Instead of 5% Smartbuy Cashback in the form of DC Points, you will get only 3% Payzapp Cashpoints , only when you apply the Promocode. If Promocode is not applicable for Specific Vouchers the neither 3% nor 5%


But Card Features 400/Month is Seperate which will come after 60-90 Days as DC Points Without any Promocode

Hi
Do you know difference between millennia and rewards debit card?
I have an old rewards debit card but rarely used.
Was rewards replaced by millennia card ?

 

[bke175]

Thank you for replying.

I am choosing payzapp wallet option, but paying through DC. I am confused that does the dc payment first goes to payzapp and then to GYFTR ( 5% cashback + 1% wallet load, as wallet is final payment instrument) or does the DC payment directly goes to GYFTR (3% payzapp wallet cashback + 5% base Millenia CB).

Also, One more thing I observed, I am not getting the option to apply promocode when I am trying to buy amazon & Flipkart GC. But when I am buying Bigbasket then promocode field is visible on the final page.


Attaching all the screenshots for reference.

Also, Kindly confirm If I understood this part right or not.

"5% cashback + 1% wallet load" - payzapp wallet

3% payzapp wallet cashback + 5% base Millenia CB - DC payment on payzapp payment gateway.

I hope I will be getting 5% base Millenia cb as well If I choose DC to pay.

VISHESH_BANSAL​

Most useless and tedious payment and cashback system ever experienced in my life is Payzapp. Never received any cashback, didn't even receive in the very first transaction which said "Rs.25 cashback first transaction. Uninstalled now.

Hi
Do you know difference between millennia and rewards debit card?
I have an old rewards debit card but rarely used.
Was rewards replaced by millennia card ?

 

[shenoyanil98]

Can we get 2.5% for buying Amazon pay gift cards on Amazon using Millennia debit card?

 

[adityatechnical]

Thank you for replying.

I am choosing payzapp wallet option, but paying through DC. I am confused that does the dc payment first goes to payzapp and then to GYFTR ( 5% cashback + 1% wallet load, as wallet is final payment instrument) or does the DC payment directly goes to GYFTR (3% payzapp wallet cashback + 5% base Millenia CB).

Also, One more thing I observed, I am not getting the option to apply promocode when I am trying to buy amazon & Flipkart GC. But when I am buying Bigbasket then promocode field is visible on the final page.


Attaching all the screenshots for reference.

Also, Kindly confirm If I understood this part right or not.

"5% cashback + 1% wallet load" - payzapp wallet

3% payzapp wallet cashback + 5% base Millenia CB - DC payment on payzapp payment gateway.

I hope I will be getting 5% base Millenia cb as well If I choose DC to pay.

VISHESH_BANSAL​

Hi @STONE_MAN , had same doubt. Can you please DM me?

 

[AlooDum]

Can we wallet load 40k on Payzapp to get 400 cashback using HDFC Millenia Mastercard DC, right??

 

[DarkLordb2]

Can we wallet load 40k on Payzapp to get 400 cashback using HDFC Millenia Mastercard DC, right??

I think payzapp charges some % adding from DC. so you won't get full benefit